Insight Global Review
Not Recommended, MLM, Reviews

An In-depth Insight Global Review: Is It a Scam? Or Your Key to Dream Career? [2022 Review]

You’re here most likely because someone told you about Insight Global. They might have also convinced you can make good money by being a part of the company.

Sounds interesting to you, right?

However, you might have also thought if Insight Global is a scam.

Or is it your key to having your dream career?

But before we continue, I would first like to congratulate you for spending the time to do research on this staffing agency. It’s the wise thing to do!

You’re also on the right track because people working for staffing agencies either regret being a part of the company because they’re burned out from work and the pay isn’t good.

I surely want you to avoid that...

This is why I wrote this accurate, factual, and honest review so that you’ll know what Insight Global is really about.

I’ll also help you come up with an informed and wise decision if you should join the company or not.

Insight Global Review

The overview and rankings

Name: Insight Global

Founder: Glenn Johnson

Type: Staffing Agency

Insight Global Review

Offerings: Staffing, Recruitment, Business Services

Success Stories: 50 out of 100

What to look for in a MLM:

  • Competitive compensation
  • Decent work ethics
  • Number of employed professionals
  • Length of operation
  • Good working hours

Insight Global Pros

  • Offers many benefits.
  • Competitive salary.

Insight Global
Cons

  • Numerous negative reviews
  • Working long hours
  • Toxic environment
  • High turn-over rate
  • Deceptive marketing
  • Discrimination

Summary

Insight Global is a staffing company founded by Glenn Johnson in 2001. It currently has over 40 branches in the US and Canada.

Although they are mainly a staffing firm for various industries, they also provide professional recruitment and business services to customers. And they have around 35,000 jobs yearly.

Make Time Online Rating: 45 out of 100

Recommended: No

What is Insight Global?

Atlanta, Georgia-based Insight Global is an employment firm. They now have forty-four branches spread across the US and Canada, up from just one office in 2001.

Additionally, they work in various industries, from healthcare and retail to aerospace and defense, and they fulfill about 35,000 job placements annually.

Their basic values, or rather their mission, are to "encourage hard labor and exceptional customer service. to "truly care" about its customers and staff.

Nothing is wrong with their guiding ideals. They tick all the boxes. However, they are the absolute minimum standards any business should aim for, and they only reveal a little about Insight Global.

According to their website, insight global was created as an entrepreneurial start-up in 2001 with the premise that staffing may be less about financial gain and corporate inroads and more about true relationships and meaningful effect. We've developed enormously and in a variety of ways since then.

Russell Huebsch defines it in a staffing agency article, "Employment consultancies (staffing agencies) help job candidates find a job in exchange for a percentage of the employee's salary" and "Often the agency earns the very same amount as the employee."

They are a mission-driven organization committed to empowering individuals through the value of the opportunity. We work tirelessly to put people to work.

Insight Global is a staffing agency based in Atlanta, Georgia founded in 2004.

They provide jobs for different industries such as healthcare, entertainment, finance, tech, and even in the aerospace industry.

Here's a 1-minute video to know more about Insight Global...

They have over 35,000 job vacancies annually, and that number is constantly increasing as the company is becoming more popular especially to fresh college graduates.

Is Insight Global a pyramid scheme?

Technically speaking, Insight Global is not a pyramid scheme.

Many people think that it is, though.

Why? Because of its recruitment part.

But it doesn’t mean that they are already a pyramid scheme if they recruit because they provide other services as well such as portfolio management, training seminars, and engineering services to name a few.

They even actually help people find a job!

That isn’t the case with pyramid schemes because 99.9% of them don’t offer any product or service, other than forcing you to recruit others to join the company.

What is a pyramid scheme?

A company promising members payment for recruiting people to join instead of selling a legitimate product or service. Pyramid schemes are illegal because it’s impossible for everyone to make any money.

Check out this image from Wikipedia to understand more about this...

You can also watch this 5-minute video about pyramid schemes...

That doesn’t sound like Insight Global to me!

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

How does Insight Global Work?

There are two possible reasons why you are reading this review. The first step is to discover more about Insight Global as a staffing firm (can they get you a job, and if so, what kind of work, what type of income, and so on).

The second reason is that you may have seen a job posting for Insight Global. They may have approached you about becoming one of their recruiters.

If you fit into the first category, Insight Global operates similarly to most recruiting firms. They serve as a middleman, connecting businesses and employees.

Unfortunately, under this context, you could also say that employees are being bought and sold. Employees are a commodity.

Suppose you're given a job with a recruitment company, and you know your qualifications are unique or tough to duplicate. In that case, you may have a lot of negotiating power to get reasonable compensation.

As a disclaimer, each scenario is unique. There could be various candidates for that role. Holding out for a higher wage is something you do at your own risk since you risk losing the job to another candidate.

It takes talent and quick insight, just like any other negotiation.

If Insight Global has approached you about a position, you may wonder what they (or the job) are about.

At Insight Global, there are two primary positions. Account Managers and Recruiters. Initially, you will be a recruiter.

A recruiter is a type of telemarketing. Your goal is to locate and qualify leads before passing them on to an account manager. You are expected to work what some may regard as extended hours (usually 7:30 – 5:00).

These will be long days if you are a new graduate with little work experience. Particularly given that you must make up to a hundred outbound calls daily.

Insight Global works by offering two major types of services.

These are:

  • Staffing services
  • Managed services

Staffing

Insight Global functions as an agency that searches for people who are looking for a job and helping them find one which matches their educational background, skills, and characteristics.

It sounds good if you’re a fresh graduate because you can make the job-hunting process easier with the help of a staffing agency like Insight Global.

That’s a good sign that you’ll make good money with this…

But it’s not easy as it seems (more to that later).

Managed services

Aside from being a simple staffing agency, they also offer many services that business can avail.

Insight Global Review: Services

Some of the most sought-out services are

  • Skills training
  • Business process outsourcing
  • Software development
  • Application services
  • Business analytics

Becoming a recruiter and account manager

You can become a professional recruiter at Insight Global. This job is actually just like a telemarketer where you search for potential candidates for job vacancies.

In simpler words, you’re like talent scouts looking for people who need a job and giving them the job that’s an ideal fit for them.

Insight Global offers two positions:

  • Recruiter
  • Account Manager

You start out as a recruiter and your job is to look for and qualify jobseekers. Once you’ve sorted them out and chose the best ones, you then hand them over to the account manager.

You’ll work 8 to 9 hours daily — tiring and boring, I should say…

What’s worse? You need to make over a hundred outbound calls EVERY SINGLE DAY.

No one wants that. But why are people interested in Insight Global? Well, because there’s this so-called pot of gold at the rainbow’s end…

In this case — being promoted to Account Manager.

They’ve run an aggressive marketing campaign saying that you’ll make over $100,000 of salary yearly if you become an account manager.

Is that true? Continue reading to find out...

Can you make money with Insight Global?

Of course, you can make money with Insight Global because it’s a legit company that pays employees.

To understand it clearly, there are two main ways you can earn:

  • Find a job with the help of Insight Global
  • Work for Insight Global

How to make money with Insight Global?

I’ll be dividing this section into 2 so you’ll have a clearer understanding of what this staffing agency is really about...

Work for another company with Insight Global’s help

Let’s say you’re a fresh graduate and looking for your first job. You then get a call from Insight Global and are referring you to another company which suits your degree.

You applied, went through the necessary process, and you’re hired. You then make money! Sounds nice, right?

But there’s a catch — you won’t be getting the full salary from the company that hired you because Insight Global is going to get a percentage of it to compensate for the hiring process.

The amount or percentage isn’t disclosed by the company to the public as this is sensitive and exclusive information between the employee and the company. Sounds like a turn-off to me...

Or…you can work for Insight Global as a recruiter or account manager.

Recruiter/Account Manager

Work for Insight Global and start out as a recruit. Aside from your base salary (the exact figures aren’t disclosed to the public), you also earn commissions for every job position that you’ve filled in.

I also found out that they give salaries weekly.

Do good with your job and you’ll be promoted to account manager, which (again) I’ll be further explaining below.

Insight Global compensation plan

Like I said earlier, you can earn money by (1) being referred by Insight Global to another company or (2) working for Insight Global as a recruiter and account manager.

Recruiters

I did some research and I found out that recruiters earn an average of $42,000 to $45,000 yearly based on the stats presented by LinkedIn.

Insight Global Review: Compensation

This is a bit lower than the US median household income of $56,000.

Insight Global Review: Salary

That’s a good start, though, if you’re a fresh college graduate.

Account Managers

The thing is, Insight Global over-advertises its account manager position, saying that it’s the ultimate goal that their recruiters should strive for.

Insight Global Review: Salaries

Unfortunately, that’s another marketing gimmick for them as I found out that the salary difference between them and recruiters isn’t really that wide.

It would also be nice to know that there are many other MLMS that are similar in offerings and earning process such Insight Global. These are:

Is Insight Global a scam?

No, Insight Global is not a scam. It is a legit company that serves as a staffing agency that helps people find a real professional job or recruit other people to have a job and make good money.

You won’t lose money, you’ll receive a base salary, plus the commissions you earn for every referral.

Unfortunately, there are many negative reviews out there saying that they haven’t received their salaries and commission. I scoured the internet and found a few...

Insight Global Review: Negative Reviews 1
Insight Global Review: Negative Reviews 2

But that doesn’t mean they’re an outright scam, right?

Knowing that they’ve been in the business since 2000 and there are thousands of people working for the company.

There are also a number of positive reviews such as these:

Insight Global Review: Negative Reviews 2
Insight Global Review: Negative Reviews 4

You know how it goes...

Just to be fully transparent with you, I am not a distributor myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn how to “Spot an Online Marketing Scam” then click the highlighted text.

Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity...

  • "Overall, if you are hungry to work hard and push yourself to earn an unlimited living, it's a great opportunity. If you'd rather work an easy, 9-4 relaxed role, this might not be the job for you."

Common negative reviews

And here are the common negative reviews...

  • "It was a good experience but they were very unprofessional not letting people know it was ending. It was hard to reach recruiters online above them. They didnt pay me all my worked hours."

Tired of MLMs? Check out how I make money online here!

What I like about Insight Global

There are a number of things that I like about this staffing company, which isn't found in others...

#1 Offers many benefits

Insight Global offers some benefits for its employees. This is a good thing as it shows it’s just like any other legit company, even though they’re not clearly laid out.

The benefits they offer are:

  • Medical healthcare provided by United Healthcare
  • Dental healthcare provided by MetLife
  • Vision healthcare provided by United Healthcare Vision
  • Retirement

Salaries and commissions are also directly deposited into employees’ bank account alongside online access to current paycheck status.

#2 Competitive salary

Recruiters can earn $42,000 to $45,000, while account managers can get between $30,000 to $50,000.

Take note that the average US salary is $56,000. Yes, the salaries might be below that, but it’s not really that bad especially for fresh graduates.

What I don't like about Insight Global

There are also a number of turnoffs I found in them...

#1 Many negative reviews

The biggest turn off for me about Insight Global is that there are many negative reviews from its employees and former workers.

Most of these are complaints about delayed weekly payments.

Check out these reviews I found:

Insight Global: Negative Reviews 5
Insight Global: Negative Reviews 7

That doesn't sound good, for sure.

#2 Long working hours

The usual working hours for a regular company is 8 hours.

But with Insight Global, it can go up to 9 hours.

That to many people is just too much, considering that salary rates are decent and competitive, but slightly lower than the average American salary.

Here’s an in-depth comment from one of their former employee, explaining what it’s like to work for Insight Global:

Insight Global Review: Negative Reviews 8

That's another big thumbs down for me.

#3 Toxic environment

No one wants to work in a toxic environment.

And by toxic, I mean self-entitled bosses and rude co-workers.

Sure, that’s normal in any company.

But many former employees are saying the same thing about Insight Global:

Insight Global Review: Negative Reviews 9

That's again another no-no for me...

#4 High turn-over rate

There is a high turn-over rate, meaning that employees don’t last long in the company.

I see this as a result of long working hours that lead to stress and salary rates doesn’t compensate well with their hard work.

Here are a few staff photos I’ve found on their Instagram page:

Insight Global Review: Staff
Insight Global Review: Staff 2

As you can see, most of them are probably below their 30s...

#5 Deceptive marketing

Account managers are advertised by the company to be the ultimate goal of recruiters because you can make over $100,000 in a year.

This might be true, but it’s not always the case.

In fact, reaching this figure needs very hard work on the part of the account manager and recruiter, which for some, just compromises their health.

Here’s another review I found…

Insight Global Review: Negative Review 10

The number of negative comments just keeps going on...

#6 Discrimination

Discrimination is another big turnoff for this company. And although they clearly say they don’t discriminate just like here:

Insight Global Review: Negative Reviews

That really isn’t the case because the usual recruiters that easily get promoted are the good-looking ones and those who have close account manager friends.

You can check out this 2-minute video from Insight Global’s branch in Raleigh, North Carolina:

You can clearly see that the faces that keep coming out are the youthful and good-looking ones. Not yet convinced? Here are more photos of their staff:

Insight Global Review: Staff 4

I found another comment about this issue on their Instagram page…

Insight Global Review: Staff 5

That also isn't good...

Ready to make passive income online with your own website?

I've created a passive income online with no marketing skills or online experience.

And I've made a special video for you to explain exactly how I did this. 

Mike Beatty

My opinion - Insight Global

Insight Global sounds good to me because they have been in the business for over 2 decades, pays what’s due, and has 44 branches in the US and Canada, which proves their legitimacy.

But if you’re planning to do it on the sides or work from home and earn good money — this isn’t the choice for you.

You need to spend more than 8 hours of hard work daily, which surely isn’t what you want knowing that you’re looking for a money-making opportunity on the sides...

So, what do I think of this earning opportunity?...

How I make passive income online

MLMs are not scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
Read More
inCruises Review: Logo
Not Recommended, MLM

inCruises Review: Pyramid Scheme in Disguise? Or Key to Dream Travel?

Most probably, you’ve been invited by someone you know to inCruises. They might have also told you that it’s a great way to travel the world on a cruise ship for free.

That surely sounds interesting.

However, you might have thoughts…

Is inCruises a scam?

Before anything else, I would like to congratulate you for spending the time to research MLM companies.

You’re surely on the right track because over 95% of MLM members don’t make any money.

What’s worse is that they even lose money!

This is because they immediately dive into the so-called earning opportunity without knowing the real deal.

This accurate, clear, and honest review would reveal to you what inCruises is really all about.

I’ll also see to it that you come up with an informed decision if you should proceed or not.

inCruisesReview

The overview and rankings

Name: inCruises

Founder: Michael Hutchison

Type: Cruise Membership Club

inCruises Review: Logo

Products (Including Pricing): Cruise Membership ($100)

Success Stories: 30/100

Price To Join MLM: $100 monthly + $95 annually

What to look for in a MLM:

  • Low start-up fee & maintenance cost
  • High-quality affordable products
  • An affiliate-like system 
  • Generous compensation plan
  • Company is in the early momentum phase

inCruises Pros

  • Unique offerings
  • Easy Cancellation

inCruises Cons

  • Expensive membership
  • Limited offerings
  • Cruising isn't for everyone
  • Pyramid scheme in disguise

Summary: inCruises is an MLM membership program where you can earn cruise points to get discounts on cruise tickets.

Make Time Online Rating: 30 out of 100 

Recommended: No

What is inCruises?

Incruises caters to those who enjoy traveling by cruise ship. Because it is a member of CLIA, it focuses on the cruise sector (International Association of Cruise Lines).

The company was founded in the United States in 2016, with its headquarters in California. Incruises specializes in travel and tourism.

They provide membership to persons who want to travel on cruises less administratively and for less money, with all meals and activities. They also receive travel savings!

Another advantage is that you can make money by introducing others to Incruises. The site features cruise lines such as MSC Cruises, Holland America Lines, Carnival, and Princess Cruises.

When you join InCruises, they claim you will receive cruise incentives, perks, and savings. You will also make money through their other programs.

inCruises is a cruise membership Multi-Level-Marketing company launched in 2016 with its headquarters in Miami, Florida.

They’re considered as one of the best premier cruise membership clubs in the world because they’ve got members across the globe.

They promise their members cruise ticket discounts along with some rewards and bonuses for recruiting people to the club.

Here is a short 9-minute video to help you know what inCruises really is...

That's Michael Hutchinson up there, explaining (and promoting) his MLM.

Who is Michael Hutchison?

Michael Hutchinson is the founder and CEO of inCruises.

I did some research on his background, but not much can be found about him, except that he’s connected to other MLM companies before...

Is inCruises a pyramid scheme?

inCruises isn’t a pyramid scheme, well, technically speaking…

Members can enjoy the benefits of cheaper cruise tickets without recruiting anyone.

But the catch is, it’s very hard to make good money this way or even cover your expenses for recruiting and paying its monthly fees.

Because of this, I’m convinced that inCruises is a “pyramid scheme in disguise.” Here’s an explanation about that...

What is a pyramid scheme?

A company promising its members payment and benefits for recruiting people to join instead of selling products and services.

This is considered illegal in many countries because members can’t earn anything without recruiting people.

Take a look at this Wikipedia diagram...

inCruises, however, does offer a legit product in the form of cruise memberships.

That’s normal for most MLMs, though.

But the fact that it focuses more on recruiting instead of selling makes this a “pyramid scheme in disguise.”

Check out this 5-minute video to know what I’m talking about...

Success is rare with inCruises

The truth is that it’s very hard to find success with MLMs. In fact, research states that between 72.5% and 99.9% of MLM members don’t make money.

The same goes to inCruises, which is why I honestly don’t trust this as a good way to earn money on the sides...

92.3 Percent of Members Lose Money in MLMs

Yes, that's right — almost everyone loses money from joining an MLM.

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

How does inCruises Work?

One of my college friends called me the other day, encouraging me to join inCruises. His explanation was clear and I must say, I was enticed by it.

inCruises offers cruise rewards, bonuses, and discounts. Ride a cruise ship for a vacation for a way cheaper price and receive bonuses, rewards, and even money through the program.

inCruises is really wise at cutting down costs, though, because instead of spending on advertising and marketing, they just let everyday people (in this case vacationers) sell memberships and recruit people into the MLM.

These members/recruiters then get paid by recruiting and traveling. It sounds like a win-win! But unknown to many, the owners are really the only winners...

I’ve actually tried joining inCruises, and here’s what I found out…

The average price of a 7-night cruise for two is around $1,600, while the lowest price is $1,300.

You can pay nothing for that if you complete your first year in inCruises.

A 7-night cruise for two from Denmark to France averages at $3,200, while the lowest price is $1,1700. You can avail that for just $1,200 if you’re a member of inCruises.

InCruises, unlike other MLM firms where you can simply walk into their member website and enroll yourself, requires you to have the invitation to become a member; otherwise, you will be unable to advance.

According to the company's website, there are three methods to join Incruises:

You can save money on travel. You pay a monthly fee of US$100, converted to 200 Cruise Dollars; in other words, for every US$100 invested, you "earn" 200 Cruise Dollars that can only be used for cruise bookings.

  • As a Collaborator

Using this mode allows you to obtain travel discounts, commissions, and bonuses in dollars. You must invest $ 195 to join.

  • Other Alternatives

Their monetary values are converted to Cruise Dollars. The distinction is in the rewards provided for inviting new members because, in the latter two selections, you get access to tools that assist you in recruiting new members.

When you travel, remember that you may only spend 60% of your investment. In the second year, you may use 70%, and so forth, until the fifth year, when the company releases 100% of the accumulated value.

Membership sales are the primary source of revenue.

The first year of collaboration with InCruises costs $195; however, most MLM firms provide free membership.

Moreover, Incruises does not offer free travel. However, it does provide travel discounts if you pay in advance.

In this manner, the business can function without regular donations from members and earnings from new subscribers recruited by existing members.

Because fees and tokens must be paid for the first three months, they can be used during that time.

inCruises products

If you’re really eager to join an MLM such as inCruises, then you need to understand more about their offerings.

inCruises only sells one product — cruise membership.

inCruises Review: Membership

Cruise Membership ($100)

Get cruise ticket discounts for every person you recruit into the MLM. Paying $100 for the membership also means you get $200 in Cruise Dollars (which I’ll be explaining later).

You have two choices on how you can use this membership:

  • Dream Cruise - You can buy an Executive Dream Cruise ticket using Cruise Dollars (points you gain from recruiting).
  • Global Destination Cruise - Use 50% of your Cruise Collars to pay for the cruise package.

But take note the market is getting saturated. There are many other travel MLMs that offer a very similar product such as:

And many more!

All of these claim to have something special and unique in them. But in reality, they’re basically just selling the same thing.

So...

Can you make money with inCruises?

Yes, you can.

But the money you’re going to make isn’t just enough. 

Can you consider this as a residual income?

Frankly speaking, no.

The ones who are making some money from inCruises are extroverted people who aggressively use social media to flaunt the cruise membership package.

All they do is just sell the dream of “becoming your own boss.”

Here are some of the things you need to do:

  • Post about inCruises in social media every day

  • Message as many people you can in Facebook, Twitter, and Instagram (it sure is annoying)

  • Talk about “cruising for free” and “earning in the process” to everyone you meet

  • Zoom or Skype call your “team” daily and encourage them to sell more and work harder because it’ll help them earn more (when in fact, you earn more).

I think (for sure you do too) that these are things you just don’t want to do and just makes no sense just for you to earn some cruise ticket discounts...

How to make money with inCruises

There are only 2 ways you can make money with inCruises:

  • Sell memberships

  • Recruit people

This is common for any MLM. It’s also the reason why they are still operating because you don’t get “paid directly” for recruiting.

Instead, you get these bonuses in the form of Cruise Dollars from the recruitment you make.

It surely isn’t hard to spot the difference, right?

How much does it cost to join inCruises?

You must pay $100 to become a member.

It’s not that much, right?

Well, what if I tell you that you need to pay this every month? That’s surely a quick turnaround…

But take note that the $100 monthly membership fee means that you get 200 Cruise Dollars. Cruise Dollars is a fancy name for the points you get.

You can then use these points as a discount whenever you buy a cruise ticket. You also need to pay $95 annually to stay active, while receiving video training modules.

Here’s an 8-minute in-depth video for you:

Still confused? Here's my own simpler explanation on how you can make money...

inCruises compensation plan

What MLMs usually do is they confuse people with their over-complicated compensation plans.

inCruises is no different… But no worries, because I’ll make it as simple as possible!

There are 6 ways inCruises will pay you...

Recruitment Commissions

Earn $50 to $150 depending on the number of your recruited members.

inCruises Review: Compensation Plan 1

As you can see, your commission increases depending on how many members you recruit. Sounds familiar, right?

Well — a “pyramid scheme in disguise.”

Producer Bonus

Get 100 Cruise Dollars if you’ve sold 3 travel subscriptions in a month. I tried finding the exact bonus amounts you can get if you’ve sold more, but I can’t find anything. Maybe, that’s fixed to just 3...

Residual Commissions

Receive commissions from every sale that a member of your team earns, as well as from your member’s own downlines and the downlines after.

inCruises Review: Compensation Plan 2

However, you can’t receive residual commissions if you can’t sell and maintain at least 5 active memberships and recruit at least 1 person to do the same. That’s a big hustle, right there!

Rank Achievement Bonus

Receive a rank achievement bonus on your rank promotion. This goes all the way from $300 for the marketing manager position, all the way to the executive director’s $55,000.

inCruises Review: Compensation Plan 3

Bonus Pool

inCruises takes 5% of their total sales volume in a month and shares it equally to all “qualifying leaders.” Who are these “qualifying leaders?” That we don’t know...

Travel Rewards

Receive a 50% discount if you recruit 7 members in 2 months. Recruit 14 members in 2 months and you’ll earn a free Dream Cruise booking.

Yes, I know… you’re confused by all of that! They use fancy terms to make it looklike there are lots of ways to make money from them.

When in fact, there’s just 2 things to do:

  • Sell cruise memberships

  • Recruit people

You can learn more about their compensation plan in this 16-minute video below...

But you might still be wondering...

Is inCruises a scam?

No. inCruises is not a scam.

They sell legit memberships and pay you exactly what they say.

The problem is, too many people join without knowing what really this MLM is about.

Continue reading to know the real score with inCruises and decide if this is really for you...

Just to be fully transparent with you, I am not a distributor myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn how to “Spot an Online Marketing Scam” then click the highlighted text.

Common positive reviews

Here are some of the positive reviews we had from Trust Pilot about the job opportunity...

  • "Not only am I able to go on cruise vacations at fantastic prices but I also get paid to do so."
  • "The compensation plan they have is very nice and just because we can travel any place at so low price is so exelente that if I have to share it for free I will eyes close. Incruises for good si the best company ever."

Common negative reviews

And here are the common negative reviews...

  • "I have been asked to remove My review from this company along with BBB review to keep my membership and not be terminated and I am in the mist of emails in regards to Thier claims of defamation and inaccurate information."
  • "After 12 months of inactivity, your account is closed and your Cruise Credits expire and are forfeited."

Tired of MLMs? Check out how I make money online here!

What I like about inCruises

Key Terms:

  • Pyramid Scheme – recruits members via a promise for payment from referring others to the service rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag - A warning sign

#1 Unique offerings

A few things I like about inCruises is that it’s a different kind of MLM as it doesn’t offer the usual health and wellness products you’d normally see.

I believe that this is a big advantage to them because they don’t have many competitors out there.

inCruises Review: MLM companies

As you can see, most MLMs are in the beauty and health and wellness industries.

This gives inCruises an advantage because they don't have many competitors.

#2 Easy Cancellation

Tired of inCruises? No problem!

Cancel your membership anytime...

inCruises Review: Cancellation

 It’s free and won’t hassle you...

What I don't like about inCruises

Enter your text here...

#1 Expensive membership

If an MLM offers overpriced products, then that’s a good sign that it’s a pyramid scheme in disguise. inCruises has a $100 membership fee.

Not much, right?

But you need to pay that $100 every single month. Plus, there’s a $95 annual fee.

One time fees are acceptable, but if you need to pay it monthly?

Just forget about it...

#2 Limited offerings

inCruises need to be more attractive to customers.

Having just one product (membership) isn’t good because that isn’t enough to attract as many members as possible.

This isn’t a good sign if you’d want to be with the company in the long-run because its business process just isn’t sustainable...

#3 Cruising isn't for everyone

The fact is… not everyone wants to cruise, or at least, spend their money on a cruise vacation.

There are a thousand other ways to spend a vacation other than cruising!

This just means that you’ll have a hard time selling cruise memberships because your target market is just VERY SMALL.

#4 Total Life Changes is a pyramid scheme in disguise

Yes, you’ve read that right.

inCruises is a “pyramid scheme in disguise.”

First off, the only way to avoid losing money is by recruiting members.

Secondly, you pass the burden to your new recruits and encourage them to recruit… and recruit… and recruit.

Any MLM, or company in general, that focuses on recruiting ends up like this...

MLM pyramid scheme

You surely don't want to be a part of that...

Ready to make passive income online?

I've created a growing passive income online with no previous marketing skills or online experience... 

I've made a special video for you to explain exactly how I did this. 

MTO Income

My opinion - inCruises

inCruises offer an appealing cruise membership because you can get discounts and even earn money by recruiting.

But is the money you earn enough? No.

In fact, you don’t technically get money because you’re just receiving Cruise Dollars which is a fancy name for points.

Unless if you get promoted, which I believe is very hard considering that the market for cruise travel is very small.

So, what do I think about it...

If you'd want to earn good money in the sides — and in the right and most profitable way, then you might want to read my success story...

How I make passive income online

MLMs are not scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
Read More
Is Crowd1 a Pyramid Scheme: Featured Image
Not Recommended, MLM, Reviews

Is Crowd1 a Pyramid Scheme? Can You Get Rich With Mobile Marketing?

Chances are, that you are here because you have been told about this work from home opportunity.

But you don’t want to immediately dive in as you’ve wondered…

Is Crowd1 a scam?

Nope, it isn’t.

So, if it’s not, then is it a great opportunity to work from home and leave your full-time job and career?

This Crowd1 review that features images, videos, and the accurate pros and cons will help you come up with the right informed decision...

Crowd1 Review

The overview and rankings

Name: Crowd1

Founder: Piskopianos Stelios

Type: Networking MLM

Products (Including Pricing): 10/100 ($116)

Success Stories: 2/100

Price To Join MLM: $116 to $2,947

Is Crowd1 a Pyramid Scheme: Logo

What to look for in a MLM:

  • Low start-up fee & maintenance cost
  • High-quality affordable products
  • You don’t have to carry inventory
  • An affiliate-like system 
  • Generous compensation plan
  • Company is in the early momentum phase

Crowd1 Pros

  • Informative website
  • Gaining momentum

Crowd1 Cons

  • No real product
  • Expensive membership
  • Under investigation by authorities
  • Pyramid scheme in disguise?

Summary

Crowd1 is an MLM company that created a mobile networking community that enables members to maintain online businesses using their digital marketing platform.

Members can also recruit other people to avail of this platform so that they can also earn money.

Make Time Online Rating: 20 out of 100 

Recommended: No

What is Crowd1?

Crowd1 is a Multi-Level-Marketing company that offers a mobile networking community where members can maintain their own online network business using the company’s different digital marketing platforms.

Some of these examples are Miggster and AffilGo. This MLM is still very new to the industry as it was established just last Aug. 2019 by Jonas Werner.

I noticed that the company says they partnered with Miggster and Affilgo. But upon further investigation and research, I found out that the owner of the 3 companies is just one person, named Piskopianos Stelios.

I did some research on him and discovered that he is a finance professional who has worked as a financial director for Northfield Petroleum.

Furthermore, the company is currently headquartered in Dubai, UAE.

Here is a 2-minute video about Crowd1:

Let's then know...

Is Crowd1 a pyramid scheme?

No, Crowd1 isn’t a pyramid scheme.

This is because the members of the company are still earning money even if they don’t have to sell the products or whatever it is the firm is offering.

But even if that is the case, a better question to this must be… Is Crowd1 a pyramid scheme in disguise?

What is a pyramid scheme?

A pyramid scheme is a company or organization that is paying its members every time they recruit someone.

Many countries have already banned these so called businesses because it’s just plain impossible for all of their members to earn knowing that they’re just paying for recruitment.

See this diagram from Wikipedia below to learn why...
 

The members who are making the most money are those that recruit the most into this alleged business.

But if you were to check the diagram, you can clearly see that you are just going to be running out of members to recruit sooner or later.

Know more about how you can spot these “pyramid schemes in disguise” in this 5-minute video...

But why is it that...

Success is rare with Crowd1

It is hard to reach or achieve any kind of success with MLMs such as Crowd1.

In fact, 72.5% and 99.9% of MLM members are losing money.

92.3 Percent of Members Lose Money in MLMs

This happens because of the so-called sales quota that these companies have, which means that their members can only stay active and earn commissions if they are able to sell a certain number of products monthly.

If they are unable to, then they’ve got no choice but to just buy the products for themselves.What happens next?

Well, you’ve guessed that right, and that they lose huge money from their own savings before they can make a single recruitment.

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

How does Crowd1 Work?

Crowd1 works by offering members an online networking platform through their leisure, gaming, and education websites and packages from their partners like GritHub, a real estate platform in Dubai.

They run different kinds of courses according to your own preference. Aside from that, they also have their own affiliate program where members can recruit other people into the company.

Doing so, then enables them to earn money through selling the products and receiving commissions.

It sounds like a win-win situation for the company and members, but it really isn’t.

It’s because Crowd1 is saving a lot of money because they don’t have to spend on their marketing campaigns knowing that their members are the one doing it.

Before we see if this is really the case, let’s find out more about...

Crowd1 products

Crowd1 doesn’t sell any tangible products or services, aside from offering a digital marketing platform for users and members.

They also have a Crowd1 app that can be downloaded for free in Google Play and the App Store. This app connects members to the digital marketing platforms of the company and lets them do business transactions.

You also have to subscribe to any of their business packages once you’ve become a member.

You have 4 options to choose from:

⦁ White – $116

⦁ Black – $352

⦁ Gold – $941

⦁ Titanium – $2944

Is Crowd1 a Pyramid Scheme: Flagship

As you can see, there’s a huge price difference. This is because the more expensive the option gets, the more features, capabilities, and bigger network you get.

This one’s a bit special as it’s different from the usual nutritional and tech products that most MLM companies sell.

This is a good thing for them as they can somehow use this to their advantage and make it as a means for them to stand out from the other companies...

Here is a 2-minute video on their offerings:

Let's move and know if...

Can you make money with Crowd1?

Yes, but it is very hard to make money from Crowd1.

There might be a few members who do make money, but it’s just similar to the minimum wage income, sometimes even lower.

What’s worse is that they treat this as their full-time job and not as a part-time business.

They do not even have any kind of income disclosure to show to people that they are indeed earning.

Again, this isn’t a good sign that they’re a great way to earn money...

How to make money with Crowd1?

There is just 1 way to make money from Crowd1, and that is by recruiting members.

However, the company makes it seem like you can only earn commissions and bonuses every time your recruited member recruits someone. This is how they sometimes avoid being called a scam...

How much does it cost to join Crowd1?

You need to pay $354 for the owner rights, which makes you an official member.

But you are also required to buy any of their business package kits, with the cheapest one worth $116 and the most expensive one being $2,944.

Crowd1 monthly cost

You don’t need to maintain any PV, however, there is an underlying regular cost you have to incur monthly, which isn’t specifically stated in any of their official documents. Hence, we can just treat it as an unknown expense that should be expected.

The total costs for 1 year is…

  • $354
  • $116 to $2,947

Minimum costs for year 1 = $470 to $3,301

And that’s before you add up the other expenses you are going to incur such as travel, gas, training, food, and more...

Crowd1 compensation plan

MLMs always have complex compensation plans, just like with Crowd1. However, you don’t really have to worry about that because I am going to simplify this to the best of my capabilities.

Crowd1 offers you 3 main ways you can make money:

  • Residual Commissions - Earn 90 points every time you recruit a member in the White level, 270 points for the Black level, 720 points for Gold, and 2,250 points for Titanium. Unfortunately, I didn’t find any corresponding prices for these points.
  • Matching Bonus - Earn a 10% bonus every time your recruited members from levels 1 to 5 can recruit.
  • Gambling Residual - Earn 5% to 10% of the total recruitment volume of your team, depending on your rank or level.
Is Crowd1 a Pyramid Scheme: Compensation

Also don’t worry if you are confused with all that because that is totally normal.

MLMs always use weird names and complex terms so that members will think that there are a lot of ways they can earn from the company.

When in reality, there’s just 1 thing to do, which is:

  • Recruit people into the company

Feel free to check out their full compensation plan here.

Is Crowd1 a scam?

There are traces that Crowd1 is a scam, but it’s not very obvious.

First off is that they don’t sell any tangible product or service, except for their digital marketing platforms.

That isn’t too convincing for a company to be called legit…

Nonetheless, the next part of this review will help you decide if this is really the case, or if it’s the right decision for you...

Just to be fully transparent with you, I am not a distributor myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn how to “Spot an Online Marketing Scam” then click the highlighted text.

Common positive reviews

Here are some of the positive reviews we had from Trust Pilot about the job opportunity...

  • "I stand crowd1it has unique way of earning, automated method of promotion and generation of funds. The paying is good and it's earn from third party company and pays it's affiliates. no funds goes from the affiliates to the Crowd1 member in other word you join to earn."

Common negative reviews

And here are the common negative reviews...

  • "It's a Ponzi system where you don't sell anything, but you ask for registration money. Then comes the company and gives free C1 points, free registrations and prizes for you for free. A C1 point is worth zero. But you and the people you sign up pay real money from your account."

Tired of MLMs? Check out how I make money online here!

What I like about Crowd1

Key Terms:

  • Pyramid Scheme – recruits members via a promise for payment from recruiting others into the company rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag - A warning sign

#1 Informative website

One of the few things I like about Crowd1 is their sleek and detailed website.

It looks professional, has the latest design trends, and is very interactive with the site visitor.

This makes it a very nice thing especially when recruiting people.

#2 Gaining momentum

I checked Google Trends and this is what I saw…

Is Crowd1 a Pyramid Scheme: Pros

As you can see, Crowd1 is having more searches which means that it is becoming more saleable to other people.

I also compared it with Farmasi which is one of the best performing MLMs to date, and it seems like it’s keeping up with the pace.

What I don't like about Crowd1

And here is the other side of the story, which shows the not so good things about Crowd 1...

#1 No real product

Crowd1 isn’t selling anything or offering any solid service aside from their digital marketing platform.

Well, it’s not really that bad. But it’s also not that useful especially that whatever it is that they are offering is too gimmicky.

You may think that it's rare to find a MLM that doesn't offer any real product. But here are some other MLMs that don't offer any product at all and only focus on recruiting (*cough* pyramid schemes *cough*):

#2 Expensive membership

You have to pay $354 to $2944 just to become a member.

This is just too much knowing that you aren’t really getting something valuable, aside from a few connections that are made through their digital online platform...

#3 Under investigation by authorities

Crowd1 is on the watchlist of companies that are most likely going to be labeled as a scam in the US.

Is Crowd1 a Pyramid Scheme: Cons

However, this already had started in other countries. In fact,  Crowd1 is already banned in Namibia and the Philippines!

#4 Is Crowd1 a pyramid scheme in disguise

No doubt that Crowd1 is a pyramid scheme in disguise because the only way you can make money from them is by recruiting people.

And you do this as hard as you can and recruit as many people as you can so that you can save yourself from paying for the regular costs of becoming a member...

Ready to make passive income online?

I've created a growing passive income online with no previous marketing skills or online experience... 

I've made a special video for you to explain exactly how I did this. 

MTO Income

My opinion - Crowd1

Crowd1 has a good and sleek website, but their offerings are a bit questionable especially that they don’t have a product or a real valuable service aside from their digital marketing platform.

And yes, they are overpriced. So, what’s with the business opportunity here?...

The only way to make money is by recruiting loads of people even if you already know that around 93% to 98% of all MLM members are losing money.

But still you do this… Which makes it seem like you’re just playing games with their money...

How I make passive income online

MLMs are not scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
Read More
Not Recommended, MLM, Reviews

Is Tranont A Pyramid Scheme? Honest Health and Wealth MLM Review

Tranont Review

You’ve probably been asking yourself “is Tranont a pyramid scheme?”

Chances are someone has reached out to you to show you what a great opportunity the company could be for you to work from home.

But you may have your doubts about the company.

I’m not going to drag this out… Tranont is a legit company.

But is the opportunity right for you?

This Tranont review, with videos, will show you the pros and cons of joining the MLM program so you can make an informed decision.

Tranont Review- The Overview and Rankings


  • Name: Tranont
  • Founder: Lorne Berry in 2014 (50 out of 100)
  • Website URL: tranont.com
  • Type: Health, Wellness & Wealth MLM Company
  • Products (Including Pricing): 10 out of 100
  • Success Stories: 10 out of 100
  • Price To Join MLM: $99 start-up fee + product packs of $150+/ month (5 out of 100)
  • Maketimeonline.com Rating: 18 out of 100

What To Look For In An MLM:

  • Low start-up fee – ❌
  • Affordable High-quality products – ❌
  • You don’t have to carry inventory – ❌
  • Generous compensation plan – ✅
  • An affiliate-like system – ❌
  • Company is in the early momentum phase – ❌

Tranont Pros and Cons


Pros

  • Offers a variety of products
  • Multiple ways to potentially earn an income

Cons

  • Negative product reviews
  • Expensive ongoing costs to join
  • Shady history of the founder
  • Expensive products
  • 99% of MLM recruits lose money

What Is Tranont?


Tranont is a Multi-Level-Marketing health, wellness and wealth company.

In 2014, Lorne Berry started Tranont, a Utah-based MLM (Multi-level Marketing) company.

Tranont is unique among the MLMs I’ve evaluated in that it sells products that are unrelated to one another.

The first division of this business sells nutritional and enzyme supplements. The company’s second division sells wealth products, including credit services, tax solutions, and many others.

You can earn money by selling Tranont items and recruiting others to do the same through a home-based Tranont opportunity in addition to their brick-and-mortar business.

Nevertheless, before we discuss the work-from-home possibilities, let’s look at some Tranont items and their prices.

The business focuses on a variety of products:

  • Medicinal products
  • Enzyme supplements
  • Nutritional supplements
  • Wealth creation
  • Credit services
  • Taxed goods
  • Estate planning, etc.

Distributors that join Tranont have a great deal of freedom and flexibility in determining how to make money and launch their businesses.

It is important to note that the company has been involved in problems in the past – a common problem with MLMs. In 2017, a civil action case was filed against Tranont. It was accused of numerous practice violations, including defamation, wiretapping, and fraudulent business practices.

The unique selling point for the company is that it combines health and wealth features into one company. There are many similar MLM companies that provide either health or wealth products or services but rarely both.

Here is a 3-minute promotional video to explain a bit more about the company…

https://www.youtube.com/watch?v=MuGbObBE4c0

So it seems like an interesting opportunity for some people.

So let’s dig into the companies background and who actually runs the show…

Who Owns Tranont?


Lorne Berry was Tranonts founder in 2014.

He has 10 years experience of working in a large real estate subdivision in Utah before this.

He is pretty well rounded with business as he also partnered in restaurants and spent many years working in international business helping organisations expand into Asian markets.

However, he doesn’t have any previous experience with MLM companies.

You’ll also find out a bit later in this Tranont review about how he accumulated almost one million dollars of personal debt and filed for bankruptcy.

First of all, let’s find out…

How Does Tranont Work?


Tranont has 2 types of products and services:

  1. Finance services
  2. Health products

So let’s see what that actually means…

Tranont Services

There is a range of services provided at Tranont, but the most popular one is improving credit scores.

Here’s the full list of services on offer:

  • Legal services
  • Access to TaxBot and
  • Credit services & education
  • Tax services
  • Id theft protection
  • Healthcare savings

The company was built with the average middle-income family in mind so it will connect with a wide range of people.

Tranont Products


Whilst there are many financial services provided, tranont also offers a range of health and wellness products.

Find out a bit more about one of the brands (plant-based “Life”) in the 3-minute video below…

https://www.youtube.com/watch?v=zrsVjaxdPow

Here are the other Tranont products:

  • Icaria Glow – Super antioxidant drink (Retails at $89 for a bottle)
  • Life – A food capsule supplement in the video above (Retails at $45 for a bottle of 90 capsules)
  • Balance – Antioxidants and patented amino acid chelated minerals (retails at $50 for a bottle of 90 capsules and also available in bundle packs that costs $140)
  • Vibe – Vitamin B supplement (Retails at $45 for a bottle of 90 capsules and $140 for a bundle pack)
  • Restore – Helps digestion, and enhance immune (Retails at $50 for a bottle of 90 capsules)

You can see the full range of products and packs available at Tranont here.

Also note that there are loads of other companies selling very similar stuff as Tranont, such as:

How To Make Money With Tranont


There are 3 main ways to get paid from Tranont:

  1. Get commission from selling products to customers
  2. Build a team of Tranont MLM recruits
  3. Get bonuses from becoming a certified licensed agent

Requirements for receiving compensation

Before earning as an affiliate, you must first be a member in good standing. This is known as “current Yearly Renewal and Subscription Costs.”

Each associate with 100 OV within 30 days and paid the $49 annual fee is considered an affiliate.

In addition, affiliates must get a subscription plan. This plan costs $125 and provides an additional 100 PV.

Retail commissions

If they offer Wealth Core products and services, any member of the organization can earn commissions ranging from 10% to 35%. The 30% commission you earn is then split between the business and your superiors.

The tariff depends on the number of members who utilize these services and the monthly amount they spend on Tranont. Tranont indeed pays its most productive members, but it is important to remember that you are operating in an MLM environment. You will need to work harder, as MLM products and services are typically pricey, and selling will be a much more difficult endeavor.

The 3-minute promotional video below gives you an overview of how Tranont MLM agents can make money…

https://www.youtube.com/watch?v=53NHs25FqYw

Watch on x2 speed if you’re in a hurry

How Much Does It Cost To Join Tranont?


There are a couple of things you need to do to become active (and stay active) as a Tranont representative:

  1. Pay a one time $99 activation fee
  2. Earn 100 PV (personal volume) every month i.e. at least $150/ month

Now, let’s work out how the compensation plan works…

Tranont Compensation Plan


The compensation plan of any MLM company looks super confusing at first glance.

When you peel back the layers there are really 6 ways to earn money as a Tranont MLM representative:

  • Commission on sales (10-35%)
  • Monthly team bonus (gaining PV & GV to move up the “ranks”)
  • Car bonus ($1,500 PV & 3 customers with that volume or $1,500 GV & sponsor 3 recruiters with that volume)
  • Bonus pools (Become Emerald rank or above)
  • TranontLife Commissions
  • Promotional trips and incentives

Most parts of the commission structure above probably make sense.

The main table you need to be aware of at the start is the monthly team bonus, as this is what you will be working towards:

Tranont Review- Is Tranont a Pyrmaid scheme?

There are some VERY lengthy compensation plan videos on YouTube.

But the one below shows a representative’s personal experience with the company and explains it a bit better (take all the talk of “how easy” it is with a pinch of salt though)…

https://youtu.be/ikmR4TKUyPc?t=192

You can also find the full compensation plan here.

Tranont Jeep Bonus


Everyone seems to be harping on about this “Tranont Jeep Bonus”!

The person who introduced the opportunity to you probably told you about how amazing this part is.

First of all, let’s explain the truth:

You have to purchase the Jeep yourself!

It needs to be under 3 years old, have massive Tranont stickers on it and only then will they “supplement” you with $350-$500 per month.

To become eligible for the jeep bonus you need to do one of two things:

  • Earn $1,500 PV a month & have 3 customers with that volume
  • Earn $1,500 GV (group volume) & sponsor 3 MLM recruiters with that volume

Basically… it’s not easy!

You either need to buy a lot of Tranont stuff yourself and encourage more people to do it.

Or more realistically… you need to recruit a lot of people (3 NEW recruits will not make you $1,500 GV any time soon!)

Now, I can almost hear your mind asking…

Is Tranont a Scam?


No, Tranont is not a scam.

There are two main ways an MLM can be a scam:

  1. Take your money and run off into the sunset, never to be heard from again
  2. Provide some information but it doesn’t live up to their promises

Tranont clearly has legit products.

But is it an opportunity that is right for you?

Keep reading this Tranont review to make your mind up…

Just to be fully transparent with you, I have not purchased this program myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn more “Ways to Spot an Online Marketing Scam” then click the highlighted text.

Related content:

Is Tranont A Pyramid Scheme?


Technically, Tranont is not a pyramid scheme because you can make money from selling their products.

However, it does have some signs of being a pyramid scheme.

Simply put… you can only make big money if you recruit a lot of people.

What Is A Pyramid Scheme?


A pyramid scheme is when a company recruits members by promising them payment for recruiting more members.

Technically there are no products sold or any other ways for recruits to make money other than recruiting more people to join the company.

The issue with this is… eventually the world will run out of people that can join!

It’s actually surprisingly sooner than you may think too!

Diagram from Wikipedia

As you can see just by recruiting 6 members each the world’s population is not enough to cope with a 13-level company!

…and most pyramid schemes require you to recruit more than 6 people each to make any decent money!

Check out the 5-minute video below to learn how to spot and avoid a pyramid scheme…

https://www.youtube.com/watch?v=SBGfHk91Vrk
Watch it on x2 speed if you are in a hurry!


Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity…

  • “Tranont has a great company culture and while it has taken a small hit to due to COVID and people going remote, management continues to be committed to making Tranont a fun and great place to work, while brining people together in creative ways.”

Common negative reviews

And here are the common negative reviews…

  • “The hardest part of the job was that it seemed that the warehouse workers were undervalued (and definitely underpaid). We were constantly given jobs and tasks to complete (with no prior warning or preparation) that in no way fit our job description, with no regard for the fact that we were already barely keeping on top of things because we were constantly busy.”

Tranont: The Good


Here are some of the things I like about Tranont…

Key Terms:

  • Black Hat Methods – Using lies and unethical methods to make someone buy something
  • White Hat Methods – Being honest and genuine to help people make informed decisions about purchases
  • Pyramid Scheme – recruits members via a promise for payment from referring others to the service rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag – A warning sign

#1 Variety Of Products


You are not limited to who is your potential customer.

Almost everyone wants to be better with their money and get healthier.

Tranont products- Is Tranont a Pyrmaid scheme?

The diverse products and services means that almost anyone you know would probably be interested in something from Tranont.

#2 Numerous Ways to Earn Income


There’s multiple income streams from Tranont’s compensation plan once you build a team around you.

Tranont Review- Is Tranont a Pyrmaid scheme?

The company is designed to encourage people to help people.

Basically, if you can help your downline to promote Tranont better, you will do better!

It’s a win-win mentality rather than a competitive business model.

Tranont: The Hidden Truths


Here are some of the bad parts of Tranont, which are not completely obvious before you join the program.

It’s important to be aware of these before diving in…

#1 Negative Product & BBB Tranont Reviews


For a company that doesn’t have too many reviews on the Better Business Bureau, it has numerous negative reviews…

Tranont Review- Is Tranont a Pyrmaid scheme?

Tranont Review- Is Tranont a Pyrmaid scheme?

Tranont Review- Is Tranont a Pyrmaid scheme?

The company has existed for over 6 years and is still not accredited by the BBB.

I noticed that the average rating is over 4 stars out of 5.

However, after digging into some of these reviews look what I found…

#2 The Truth About The BBB Tranont Reviews


The company has been deleting negative reviews!

I didn’t want to believe that to be the case at first but…

Tranont Review- Is Tranont a Pyrmaid scheme?

Tranont Review- Is Tranont a Pyrmaid scheme?

Seeing 2 comments like this really seems like a coincidence to me.

It also explains why there are not as many reviews as I expected.

The other suspicious thing about the positive reviews is that there are many that are a simple one-line without explaining why they like the company (this is very rare for people taking time to leave a company a review).

Plus there are numerous times that “positive reviews” are bunched i.e. 2 days in a row…

Either this is all a coincidence or the company is leaving reviews themself or asking people to leave positive reviews.

You can be the judge!

#3 Expensive Ongoing Costs


This is the main reason to be wary of the company in my opinion.

You are going to spend a small fortune just to stay active.

$150 a month!

Tranont Review- Is Tranont a Pyrmaid scheme?

In reality, this means you will need to increase your storage space as you will need to keep buying products every month to stay active.

#4 MLM’S Success Rate (1%) & No Tranont Income Disclosure


The FTC released a study that had one jaw-dropping stat (for the wrong reason!)

Out of 350 MLM programs analysed, 99% of recruits lost money!

MLM FTC Fact Stat

Some programs will have a higher success rate than others.

Tranont doesn’t even leave an income disclosure so it’s impossible to tell if this company is one of them.

But if I was a betting man, I would bet they are no better than average!

#5 Shady Past Of Tranont Founder


Lorne Berry was bankrupt in 2013 after accumulating over $700k in debt.

As a property investor myself, I understand the difference in good debt and bad debt.

However, it’s pretty clear that Lorne was way off the mark here!

Lorne Berry Bankrupt

Do you really think you want to take financial advice from a man who filed for bankruptcy?

#6 Expensive Products


Another nail in the coffin for Tranont…

Their products are 3-6 times more expensive than comparable products on Amazon.

Tranont Products

Tranont Review

Yes, people want quality health products.

But there really isn’t any special science or anything that Tranont has to make them stand out from the crowded market.

#7 It’s Already Been Through The “Momentum Phase”


For me, this is possibly the biggest factor…



Tranont is not growing and people are not searching for it as much any more.

It started in 2014 and there are other MLM companies (such as Farmasi) that are in a much better position to jump on the band wagon before others.

Related content:

My Opinion – Tranont


It’s simply not worth trying the opportunity.

There are better MLM programs out there and MLM’s, on the whole, are hard to make any money (even harder to make great money).

The good thing about MLM’s is the “helping nature” and how you can learn a lot from personal development.

If you find a great mentor then any MLM company can be a great opportunity.

The fact is that most people recruiting have no idea what they are doing themselves. And the training is rarely good enough to really learn the ropes by yourself.

Is There An Alternative?


It wasn’t that long ago that I was still trying to figure out how it’s possible for people to make money online.

I wanted to find a passive income system that ticked a few boxes:

  1. I could work on part-time when I wanted (I was still in a full-time job)
  2. Therefore I needed it to not cost a fortune to start and maintain
  3. Didn’t need me to sell stuff to my friends and family

It was in September 2018 that I found Wealthy Affiliate.

In September 2019 I quit my full-time job.

The best thing about it is:

  • It’s free to start (no credit card details are required)
  • You are taught how to get qualified traffic brought to you for free (just think about how you found this review… there was no money or time spent from me promoting this!)
  • There is support from hundreds of thousands of other online marketers
  • You don’t need ANY technical skills to start

When you try out this program you will see why so many people recommend it.

Tranont Review: The “MakeTimeOnline” Final Word


So is Tranont a pyramid scheme?

Technically no.

But it is a pyramid scheme in disguise as the only way to earn great money is by recruiting a lot of people.

If you are looking for an opportunity to work from home then Tranont is almost definitely not for you.

Keep changing for the better,

Mike




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iBuumerang Review
Not Recommended, MLM

iBuumerang Review: 2022 MLM Pyramid Scheme Scam or Easy Opportunity?

You’re probably looking for an iBuumerang review to explain whether the MLM company is legit or just another scam.

Most people believe that working from home is just a pipe dream that only certain people with special skills are able to do.

Then iBuumerang pops up into your life and offers you this amazing opportunity.

This unbiased iBuumerang review, with videos, will show you everything you need to know about the company and the MLM program.

This will help you to make an informed decision about whether it is right for you or not.

iBuumerang Review

The overview and rankings

Name: iBuumerang

Founder: Holton Buggs 

Type: Travel MLM

Products (Including Pricing): 95 out of 100

Success Stories: 5 out of 100

Price To Join MLM: $250 to $1,000 one time fee (optional) + $49.95 to $99.95 per month (40 out of 100)

What to look for in a MLM:

  • Low start-up fee & maintenance cost

  • High-quality affordable products

  • You don’t have to carry inventory

  • An affiliate-like system 

  • Generous compensation plan

  • Company is in the early momentum phase

iBuumerang Pros

  • Early momentum

  • Experienced owner

  • Travel is very popular 

  • Lowest price for travel

iBuumerang Cons

  • Expensive luxury- not for everyone

  • Shady owner history

  • Pyramid scheme in disguise?

  • Similar to previous failures

  • Negative iBuumerang reviews

Make Time Online Rating: 35 out of 100 

Recommended: No

What is iBuumerang?

iBuumerang is a Multi-Level-Marketing company that offers a discount to people booking holidays.

iBuumerang was originally known as "countdown4freedom" but was later renamed iBuumerang.

This company's main goal is to offer you a travel discount using their search engine...Like any other multilevel marketing company, there are two ways to make money with iBuumerang.

The first is to sell their services to individuals and earn retail commissions. The second step is to recruit others and earn recurring fees from them.

The second is a superior choice; it is the finest approach to generating more money through iBuumerang. It is more profitable.

Here's the recruiting process in this MLM. CEO of iBuumerang. He has been involved in the web economy for over ten years and is an expert in network marketing. Throughout these years, he has engaged in a variety of businesses.

The man's name is Holton Buggs. He has previously led other MLMs and served as the chief missionary officer of the well-known MLM enterprise Organo Gold.

He also pushed the IQ CHAIN Ponzi scheme.

Now, why did I say he had a horrible background?

This is because he was involved in several pyramid schemes before coming up with the idea for Ibuumerang.

If you don't know, pyramid schemes are unlawful in the United States, and fraudsters usually manage them. If someone works for a scam, I also consider him a scammer.

It also offers everyday people the chance to earn money by promoting their travel discounts and recruiting more people into the business.

This is what their website claims:

Here at iBuumerang, you throw out good will and savings and you get rewarded with a travel savings bonus in cash!

Basically, give something away that’s good and good things will come back to you.

Like a boomerang… or karma!

The 6 minute video below explains more about the opportunity available at iBuumerang...

So all of this exciting potential commission sounds great, right?

Well, you're smart enough to recognise that video as a sales presentation. So you're probably still wondering...

Is iBuumerang a pyramid scheme?

Technically no, iBuumerang is not a pyramid scheme. 

It's possible for members to make money just from selling these discounted travel tickets. 

But the real money comes from recruiting more people into the MLM company.

This makes iBuumerang similar to a "pyramid scheme in disguise". Let me explain what I mean by that...

What is a pyramid scheme?

A company that pays its members for recruiting more people rather than selling a product or service. 

Pyramid schemes are illegal in most countries because it's impossible for everyone to make money inside this type of business model. Just see the Wikipedia diagram below to see why...

Most MLMs, like iBuumerang, do offer a legit service or product or discounted tickets in this case. 

However, the only way members can guarantee to avoid losing money and earn residual income is by recruiting more people. That makes iBuumerange very similar to a pyramid scheme in disguise. 

Just watch the 5 minute video below to see why...

Success is rare with iBuumerang

In fact, success is hard to find inside any MLM.

Did you know that between 72.5% and 99.9% of all MLM representatives lose money?

MLM FTC Fact Stat

iBuumerang is not a public company and hasn't released an income disclosure like most MLMs do. 

However, from some simple maths you can see that it will cost at least $850 a year to become a distributor. If you can sell a $2,000 holiday package to a friend you will receive around $150 from commissions. 

That means just to break even you need to sell 6 x $2,000 holiday packages.

And this is the reason why most people end up losing money from MLMs. That's not easy to do and they often make it sound like you'll be able to do this from part time work!

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

Who owns iBuumerang?

You can tell a lot about a business from the owner.

So it’s a good idea to have an idea of who the boss is of any company before diving in. Their morals and work ethic can help show the direction a company will go in.

Meet Holton Buggs…

You can check out his 10 minutes “motivational speech” to see more about the man himself…

There’s no denying the man clearly has charisma. But that’s certainly not everything to look for in a business owner!

Just so you know, here are the rest of the iBuumerang corporate team in case you want to check them out:

  • David Manning — President and CEO of Xstream Travel
  • Terrance Gray “T.Gray” — VP of Business Development
  • Mark Kithcart — VP of Marketing
  • Peter Hirsch — Chief Giving Officer of the Büüm Foundation
  • Lori Speers — Director of Travel Services

For now, let’s just dig into Buggs’ background as he’s the man running the show.

Holton Buggs History:

  • Born in Florida in 1972
  • Aged 14, he began cutting hair and selling candy to make some pocket money
  • He figured he could make a profit by buying candy in bulk and getting his friends to sell the candy… sometimes paying them with haircuts! (sounds like an MLM already!)
  • Then he attended Texas Southern University with a football scholarship… but injured his leg
  • Holton created a successful furniture business but found himself in $250k debt in 1999 due to the change in the economy
  • Enter MLM’s… sketchy CyberWize to be exact
  • That one was no good so enter… Your Travel Biz aka YTB International (a travel MLM… hmm sound familiar?)… it turned out to be an illegal pyramid scheme
  • In 2010 he joined Orgao Gold and was making $1.3 million a month by 2013
  • In 2018 Organo Gold partnered with a blockchain company Digital SkyNet… but they were linked to a scammy cryptocurrency MLM, IQ Chain… oh and Buggs was put in charge of the blockchain stuff!
  • Buggs got out in late 2018, but his reputation took a hit (and a hefty fee in a lawsuit… keep reading this iBuumerang review to see more)
  • He started iBuumerang in March 2019 and did $20 million in sales within the first 6 months.

If you read all of that, you probably agree he is one resilient man… surely a Buggs film will be released one day!

He’s had many setbacks and failures but he’s found a way to succeed!

You’re probably wondering how iBuumerang is any different to previous failures and pyramid schemes, like YTB.

So let’s dig in a bit more, shall we?…

How does iBuumerang Work?

These travel MLMs have existed for a very long time... Therefore, when you think about it, there is nothing novel here.

IBuumerang is a service that enables others to visit the IGo booking engine and benefit from its discounted vacation rates.

Remember Xstream Travel, the business we previously discussed? They are in charge of iGo... It is only accessible to those who have acquired subscriptions to iBuumerang.

Distributors of iBummerang can help their friends save money on travel by providing them with access to their iGo account.

The beautiful thing about iGo Boomerang is that your friends and clients may utilize it similarly to how they would use Kayak, TripAdvisor, or Expedia!

And, believe it or not, iGo provides discounts that can save you hundreds of dollars, particularly compared to the most famous travel websites!

They provide discounts on cheap flights, hotels, rental vehicles, luxury houses, cruises, and theme parks!

In addition, they offer a low-price guarantee and a full refund! However, it does not apply to flights... However, is a cheap hotel room not all that horrible?

The only way to obtain these fantastic bargains and savings is to get a boomerang from a TSA agent. A Travel Savings Ambassador is an independent iBuumerang distributor known as a TSA.

You receive a commission if someone uses your boomerang to book a vacation on the iGo website.

It's a circumstance in which both parties benefit; they save money, and you earn cash.

Isn't it easy?

However, there is a catch:

Depending on your membership level, you can only send a set number of boomerangs monthly.

Yes, you read that correctly.

The greater your membership level and the greater the amount you pay, the more boomerangs you will receive.

Suppose you have five per month... This indicates that you may have five clients per month, etc.

How can you obtain more boomerangs?

There are three main ways.

Increase your membership status.

Purchase supplemental items individually.

Recruit new members. Alright then.

It is, after all, an MLM.

The amazing thing about iBuumerang is that it includes iDecide Presentation, which simplifies recruiting.

So what is it exactly?

It is a little video produced by iBuumerang's corporate office.

But everyone despises knocking on doors, attending home parties, and being treated like a crazed salesperson as part of an MLM.

However, as a result of this brief talk, they evolved... You only need to attach it to a short SMS or email.

It is much simpler!

However, others may be skeptical and recognize it for what it is.

However, it is currently functioning for them! iBuumerang's popularity is soaring!

It’s as easy as 1,2,3…

How Does iBuumerang Work?

The idea is nothing new.

You send your friends (or people) to iGo booking engine (which is run by Xstream Travel), they book their holiday (at a discount)… you get paid!

Simple right?

So what are the actual…

iBuumerang products

It’s again really simple.

You can send discounts for:

  • Flights
  • Hotels
  • Rental Cars
  • Homes
  • Timeshares
  • and more…

Some examples are below…

iBuumerang pyramid scheme

As you can see the price of the hotels and rental cars are pretty heavily discounted.

In fact, there is also the “lowest price guarantee” that iBuumerang offers!

That’s pretty good right?!

So you’re probably wondering…

Can you make money with iBuumerang?

It's no easy task to make money from iBuumerang. 

Here's something you won't hear on their website or from the person that introduced you to it...

Most people will lose money as a distributor. 

The few people that do make money treat this more like a full time "sales manager" position.

If you plan to make some pocket money from part time work, you will likely become one of the people that loses money (unless you know a ton of people that go on ready packaged holidays multiple times a year).

How to make money with iBuumerang

There are 3 main ways that you can get paid in iBuumerang which are:

  • Referring Customers that Book Travel
  • Current Team Members That Book Travel
  • MLM Referral Commissions

The first one is the most obvious and I will let Denise walk you through how to do this in the 3-minute video below…

Basically you send a code to a friend and you get a commission if they book a holiday through it.

They save money. You make money.

Win-win.

Starting to sound quite exciting right? Now, I can almost hear your mind thinking…

How much does it cost to join iBuumerang?

You will have to pay at least $49.95 per month to become an affiliate member for iBuumerang.

That “standby” enrollment kit comes with 5 boomerangs and the iDecide Tool.

There are 3 global packages that you can also upgrade with

  • Coach Class Package – This package will cost $250 and then $49.95 per month and get you 10 Boomerangs
  • Business Class Package – This package will cost $500 and then $99.95 per month and get you 25 Boomerangs
  • First-Class Package – This package will cost $1000 and then $99.95 per month and get you 50 Boomerangs
iBuumerang scam

There are different bonuses to each package but the main one is you can receive more commission for each package you buy.

But, do you remember Denise explaining how you have a certain number of Boomerangs you can send?

Well, there are 3 ways you can get more Boomerangs:

  1. Upgrade to a higher membership level (as above)
  2. Buy more individual boomerangs (the cost isn’t listed yet)
  3. Recruit other iBuumerang members

This leads us nicely onto the…

iBuumerang iDecide- Online marketing software

iDecide makes iBuumerang a bit different to most MLM programs because it helps you do a few things:

  • Send out iBuumerang information to more people (about the MLM business and the discounted products)
  • Track who is interested and who is not interested (including when someone is watching the video)
  • Add contacts to automatically send emails to people interested in joining the MLM program or become a customer

The 4-minute video below, by Mike Healy (not me!), walks you through exactly what the iDecide software does…

Seeing this video may make you realise how powerful this software could be.

So let’s dive into…

iBuumerang compensation plan

First of all… every MLM compensation plan is confusing! So I’ll keep this as simple as possible.

Remember, your first job as an iBuumerang affiliate is to help people save money on travel!

Saying that, there are 6 ways you can make money from iBuumerang:

1. Referred Travel Bonus – The first way is to directly refer someone to Xstream Travel. You’ll receive 25% of the commission as a “referral bonus” if the customer buys something here.

2. Travel Savings Bonus (TSB) – You earn money when you send a Boomerang and direct someone to the iGo travel portal. This can be confusing so I’m just going to use an example of referring a friend to help:

  • Normal trip price = $1,000
  • iGo offer = $700
  • Total savings = $300
  • Your friend (customer) gets 50% of the saving, meaning the total cost of the trip is $700 + (50% of $300) = $850
  • If you are coach class you receive 50% of their savings = $75
  • If you are Business/ First Class you receive 100% of their savings = $150

Simple right?… sort of!

3. Fast Start Bonus (aka Direct Sales Bonus) – Commission for recruiting new iBuumerang distributors ($20, $40 or $80 for a coach, business or first class recruit)

4. Dual Team Bonus (aka Residual Commission) – You earn 10-20% bonus of your “weakest leg”.

iBuumerang uses a “binary” commission structure so the people you recruit can build “teams” under them.

I told you it can get confusing!

All you need to know is you get bonuses from your team’s efforts.

5. Unilevel Commissions – Paid monthly based on your personally enrolled recruits’ earnings. You can earn an extra 5-10% on 7 “levels deep”.

6. Leadership Development Bonus – If your personal recruits achieve a higher ranking you get another bonus…

iBuumerang compensation plan-min

Right, it’s getting confusing now isn’t it?

Well, here’s Mike again to explain the compensation visually with the old school whiteboard!

Or you can find the full iBuumerang compensation plan here. 

How to cancel iBuumerang

You can contact iBuumerang to cancel at any time.

You do need to watch out for the loopholes though…

 Terms and Conditions:

TERM: Notice of cancellation must be received ten business days before your Monthly Anniversary Date in order to avoid charges for that month.

But beware!!…

SUBSCRIPTION DATE: If your join date falls between the 26th and the 31st of the month, your Subscription date will automatically become the 25th of the month even though the system may show your Subscription date as the 26th, 27th, etc., it will run on the 25th.

If you need support directly from iBuumerang you can use their website or via email: support@ibuumerang.com.

Is iBuumerang a scam?

No, iBuumerang is not a scam…

There are two main ways an online course can be a scam:

  1. Take your money and run off into the sunset, never to be heard from again
  2. Provide some information but it doesn’t live up to their promises

Even though iBuumerang does provide legit products and is not a scam, it doesn’t mean the opportunity is right for everyone.

The rest of this iBuumerang review will show you the pros and cons of joining.

Just to be fully transparent with you, I am not a distributor myself and I do not endorse iBuumerang in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn how to “Spot an Online Marketing Scam” then click the highlighted text.

Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity...

  • "Love the team work. Positive people to work with. Different out look. Amazing attitude building each other everyday. CEO is a great leader. I love it."
  • "Enjoy working with great and caring leaders, that care about others being successful. Love traveling, and throwing out buumerangs. Great company to work for."

Common negative reviews

And here are the common negative reviews...

  • "At the end of the day, this company is no different than any other MLM company out there. To actually make the most money, you have to sell the most vacation packages. Which means at some point or another you’re going to have to beg for people to help you earn more. Because ultimately, Holton Buggs and the 1% of iBuumerang are the ones that make the lions share of the money."

Tired of MLMs? Check out how I make money online here!

What I like about iBuumerang

Here are some of the things I like about iBuumerang…

Key Terms:

  • Pyramid Scheme – recruits members via a promise for payment from referring others to the service rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag - A warning sign

#1 Early momentum phase

iBuumerang is still in the “momentum phase” of the business. It only started in March 2019 so it won’t be oversaturated with recruiters… yet!

Here it is on Google trends compared to another MLM review I’ve done.

ibuumerang trends

This means it’s still going to grow and there’s potential to find people interested in joining before everyone jumps on the bandwagon.

#2 Owner has MLM experience

This is a big reason why iBuumerang started so well.

iBuumerang Holton Buggs

Holton Buggs got the company kickstarted by using his contacts and MLM connections.

He certainly knows a thing or two about MLM companies so hopefully he has learnt from his mistakes!

#3 Travel Is Popular!

Who doesn’t want to go on holiday?

And who doesn’t wasnt to find a bargain?

You should be able to find loads of people that would love to see the discounts offered by iBuumerang.

It does after all offer the…

#4 Lowest travel price

This is a huge selling point!

If you know someone who wants to go on holiday or travel with business, then you can simply say…

“I can get you the lowest price guaranteed”

iBuumerang Price Guarantee

It’s a bold claim with all the travel companies that now exist.

But they offer a 110% refund on the difference between a cheaper deal you find compared to theirs.

(The bit I’m not sure on and can’t find out is whether this is the “iGo price” or the final price the customer pays… remember they only get 50% of the discounted price)

What I don't like about iBuumerang

Here are some of the bad parts of iBuumerang that you should be aware of before diving in…

#1 Expensive products

Travel is still a luxury.

People may only travel once a year or maybe 3 to 5 times max. It’s not something that people do every month!

iBuumerang Review

Seriously just think about how many people you think you know that could benefit from this and you are comfortable enough telling them about.

  • Let’s say it’s 100 people (I know my number is less).
  • So let’s just say that 70 people decide to buy through your link.
  • Imagine they all happened to book a holiday worth $3,000.

Even with these outrageously generous numbers, you would be looking at a commission of around $31,500.

You wouldn’t be paid regularly for that and you need to factor in your costs to join (this is working off the first-class commission)...

Expenses: $1,000 + $99.95 x 12 = $2,199.40

That leaves you with under $30,000 profit for a year. Is that enough for you and your family to live off and allow you to work from home?

#2 Shady history of the owner

I want to believe that Holton has gained a lot of experience and lessons.

But you know what they say… a leopard doesn’t change its spots.

Holton Buggs has been linked to previous MLM scams including CyberWize and Your Travel Biz International.

He’s also been found guilty in 2019 of stealing trade secrets and distributors from another MLM and ordered to pay over $3 million in damages.

Do you really think he’s just packed in his sneaky techniques for good?

#3 Is iBuumerang a pyramid scheme in disguise?

Here's the truth...

You will only make good money by recruiting more people into the MLM. And when there is a focus on recruiting it always ends up looking like this...

MLM pyramid scheme

Still don't believe me? Just look at these then...

#4 Similar to previous failures

The CEO of Xstream (who iBuumerang is partnered with) has been linked to other travel-based MLMs in the past such as The Vacation Network, TraVerus Global, and Paycation.

They have all disappeared and failed!

Watch a bit of the clip below by David Manning…

Does Paycation seem familiar to you too?

Have these guys really learnt their lesson, or have they found a way to make a quick buck then duck out?

#5 Negative iBuumerang reviews

Online forums such as Reddit show what people who have tried the company think about it…

iBuumerang review

As you can see there is pressure added to people to put their friends on a list and try to get them to join.

I don’t know about you, but personally I’m not a fan of abusing my trust and relationships with friends and family to try and make some money.

There’s only one thing that you’ll become known for if you try this for too long.

Ready to make passive income online?

I've created a growing passive income online with no previous marketing skills or online experience... 

I've made a special video for you to explain exactly how I did this. 

MTO Income

My opinion - iBuumerang

There’s only one type of person that should even consider this as a business opportunity…

Travel bloggers.

If you get a lot of traffic to your website already then you may be able to offer the discount to “targeted and interested” people every day without having to try the “hard sell”.

Of course, you could make some commission by telling your mom and best mate about it before they book their next holiday.

But what are the chances they want to join the MLM program?

The only way to make consistent and good money from iBuumerang is to either have thousands of people every month see your discount… or to recruit many people into the MLM program.

The lowest price guarantee is great… but it’s not enough.

How I make passive income online

MLMs are not all scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
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Primerica Review
Not Recommended, MLM, Reviews

Is Primerica a Pyramid Scheme? MLM Life Insurance Scam or Opportunity?

 

Primerica Review

You probably found this page because you have been offered the opportunity to start a “home business” with Primerica.

Maybe you saw an advert for it or perhaps someone has personally contacted you about the opportunity because they think you are a “good fit”.

Most people know it’s not that easy to start making money from home. But Primerica promises to be that solution for you.

This honest Primerica review, with videos, will reveal the truth about the program and let you make an informed decision about whether it is right for you or not.

Primerica Review- The Overview and Rankings


  • Name: Primerica
  • Owners: Founded by Athur L. Williams Jr. in 1977 (CEO Glenn J. Williams) (70 out of 100)
  • Website URL: primerica.com
  • Type: Insurance & Financial Services MLM Company
  • Success Stories: 20 out of 100
  • Products: 10 out of 100
  • Price: $99 to start & $25/ month
  • Maketimeonline.com Rating: 33 out of 100

Pros and Cons


Pros

  • Low costs to start a business
  • Good BBB ratings and seen on Forbes
  • There is a screening process to qualify as a distributor
  • Low on-going costs and no need to buy products or keep inventory

Cons

  • Many complaints about the products
  • Many complaints about the MLM opportunity
  • The finance industry is certainly not for everyone
  • Low success rate and lack of success stories off of their website
  • You’re really going to have to sell to your friends and family
  • Lots of controversy and lawsuits surround Primerica

What does Primerica do?


Primerica offers a range of financial services for the everyday person. From insurance to investment opportunities, Primerica will have something for anyone.

They also are a Multi-Level-Marketing (MLM) company that provides every day people the opportunity to start their own home business and make money by selling their services.

The 4-minute video below sums it up (feel free to watch it on x2 speed if you’re in a hurry).

Primerica’s mission statement- To help families become properly protected, debt-free and financially independent.

Chances are it sounds like a great company that everyone would want to be a part of.

So let’s dig in a bit deeper…

Primerica’s Product Line

There are 6 main products that Primerica offers, with branches and different options off of each product:

  • Term Life Insurance
  • Financial Investments
  • Long-term Care Insurance
  • Auto & Home Insurance
  • Credit Monitoring
  • Debt Management Plans

Here is an example of the Primerica dashboard if you were to use them for financial investments…

Is Primerica a Pyramid Scheme

Primerica offers easy to use financial services.

This does mean they use mutual funds for investments as you can see above.

It does also mean that you as a customer don’t really have control over your money, investments or price point of insurance.

As you continue to read this Primerica review, you will find out more about these products in more detail and my personal recommendation (which I believe should be taught in school to everyone!)

Also note that there are many other companies that sell the same stuff, such as:

You’re probably really on this page because you want to know…

How Can You Make Money With Primerica?


So it’s possible for you to become a recruiter for Primerica’s products.

Basically, if you were to sell these products to someone else you can receive a commission.

You can also earn by getting other people to become a Primerica recruiter.

Before we dive into that, it’s important to know…

How Much Does It Cost To Start The Primerica MLM Business?

It costs $99 one time payment to get started.

Then there is a $25 monthly payment to stay active as a Primerica recruiter.

There really are no additional costs or an amount you need to sell or spend on other products each month to stay active.

So you’re probably wondering about the…

Primerica Compensation Plan

There are 4 main ways for you to earn a commission from Primerica:

  1. Sales Commissions on Insurance – Commissions earned when you sell any financial plans (see the screenshot below)
  2. Overrides on Downline’s Insurance – 10% override commissions for the sales from your downlines (you can earn a commission for “11-tiers” down below you)
  3. Differentials from Downline’s Insurance Sales – You get commissions for helping your downlines make insurance sales
  4. Commission on Other Products – You can earn a commission from any other Primerica product sales

Primerica Compensation

The whole 11 tier deep thing can be confusing so let’s take an example.

You join Primerica and become a representative.

This means you make 25% of any Primerica sales you make i.e. $250 commission on a $1,000 product sale.

If you get other people to join Primerica as a representative you can get “promoted” up the ranks.

So let’s imagine you are a regional manager…

If one of the representatives that joined through you makes a $1,000 sale he would make $250 commission (25% of the sale) and you would make $450 (70%-$25 = 45% of the sale).

Basically you can start to make money from the sales of your downline too.

Now, I can almost hear your mind asking…

Is Primerica a Scam?


Technically no.

There are two main ways an online course can be a scam:

  1. Take your money and run off into the sunset, never to be heard from again
  2. Provide some information but it doesn’t live up to their promises

Primerica has a long-standing business record and clearly does provide some legit financial products.

Are these the best products on the market? Personally I very much doubt it (well I can guarantee mutual funds are not as you’ll find out later in this Primerica MLM review).

Just to be fully transparent with you, I have not purchased this program myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn more “Ways to Spot an Online Marketing Scam” then click the highlighted text.

Is Primerica a Pyramid Scheme?

Now, this is the interesting one!

Again technically no… Primerica is not a pyramid scheme.

However, I do think it’s important to be aware of how you make money within this MLM program.

Check out this 6-minute video to learn more about how to detect a pyramid scheme.

What is a Pyramid Scheme?

A pyramid scheme is a promise of paying clients for them recruiting new members into the program, rather than selling an actual product.

As Primerica does have numerous products and it is possible for recruiters to make money by selling these products it is not a pyramid scheme.

If the only way for them to make money was by recruiting new members then it would 100% be a pyramid scheme.

Related content:


Common positive reviews

Here are some of the positive reviews we had from Site Jabber about the job opportunity…

  • “Primerica is my current life insurance provided. I use this site and some features at times. I have like the knowledge and help I can find on the website. I have enjoyed working with my Primerica agent to obtain great products and learn about my financial needs. They offer a wide range of products that can enhance your financial life.”

Common negative reviews

And here are the common negative reviews we got from Indeed

  • “Lack of client lead generation. Upline competition that doesn’t deliver promises to downline. Lack of income despite services offered. Company is not trusted by people in the community. Multi level marketing. Lack of support.”

Primerica Review: The Good


Here are some of the things I like about Primerica…

#1 Low Costs to Start a Business


It’s not every day that you get an opportunity to start a business for $124.

Is Primerica a Pyramid Scheme

This may lure a lot of people into jumping into it without giving it any thought.

However, you’re obviously not “a lot of people” as you are doing your due diligence first! Congrats!

#2 Good BBB Rating & Reviews on Forbes


It has been featured in Forbes, A. M. Best and has a rating of A+ on Better Business Bureau.

Primerica Review

This shows the company is well regarded and has been in business for over 40 years!

They must be doing something right!

#3 Screening Process to Qualify as a Distributor


It’s not possible to become a distributor of Primerica without going through a “screening process”.

This means that at least the people selling the products have had some form of training and

Glassdoor makes it clear there is some training that all members go through when they join Primerica.

#4 Low On-Going Costs- No Need to Buy Products or Keep Inventory


Many MLM programs require you to sell a certain amount each month.

This usually means that when you are starting you need to buy the products just to stay active as a distributor. This often results in needing to buy storage space for all the extra products you have piling up!

This is not the case at Primerica. You only need to pay $25 a month to stay active.

#5 Primerica is Not Technically a Pyramid Scheme


Primerica is not a pyramid scheme as already discussed in this Primerica MLM review.

Is Primerica a pyramid scheme?

As you can see there have been over 5 million lives insured and 2 million client investment accounts.

The products are definitely used by real people.

They’re not just products to make it seem like they are selling something, but really it only works if you recruit more people.

Primerica Review: The Not So Good


Every company or business opportunity will have pros and cons.

Anyone that doesn’t tell you about the cons upfront is probably trying to take your money and run before you find out!

Here are some of the bad parts of Primerica that you should be aware of before diving in…

#1 Complaints About The Products


I’m not going to beat around the bush here.

There are SO many complaints about the products.

Here are two of the most common ones on Consumer affairs, Glassdoor and BBB.

Primerica Review
Being awkward at paying insurance

Is Primerica a pyramid scheme?
Hard to get money out of investments (oh yeah and remember mutual funds are terrible because of the high fees!)

Primerica Review
Increasing the insurance payments without telling customers

These are honestly not cherry-picked (in fact I saw some others such as taking the life savings from a veteran pensioner).

If you were to look at any of the linked websites above you will find hundreds of these kinds of reviews.

#2 Complaints About Primerica’s MLM Opportunity


If you’re thinking…

“Oh well the products may not be great but at least I could make a quick bob!”

Well the same websites also throw out some curveballs for the MLM business opportunity.

Primerica Review
Taking advantage of people

Is Primerica a Pyramid Scheme
The only way to make good money is by recruiting other people (sounds like a pyramid scheme right?)

Again, these are not selected by me. There were so many on there saying the same kind of things!

#3 The Finance Industry Is Not For Everyone


It doesn’t matter what the representatives tell you.

This gig is NOT for everyone!

Trying to sell financial products to unsuspecting victims when your finances are in tatters is not something that “anyone” can do.

You are going to have to sell and you are going to have to keep asking people. If you don’t want to do this kind of thing, then this is not the opportunity for you.

And yes there are ways to make money from home without being a pushy salesperson!

#4 Lack of Success Stories & Low Success Rate


Just check out the statement below from the Primerica 2016 income disclosure.

From January 1 through December 21, 2016, Primerica paid cash flow to its North American sales force at an average of $6,088 per life licensed representative.

That is the average!

Could you live off $6,000 a year?

Now let me tell you. The top dogs of this company will be making A LOT of money. So what do you think that means most people are earning?

Bingo… diddly squat!

#5 You Really Need to Sell to Your Friends & Family


Again you will hear from the representative pushing you to join that you won’t need to sell this to people you know.

“There are so many other ways to do it”

Here’s the truth…

They don’t tell you the other ways because they don’t exist!

The ones that do exist involve paying for some other forms of training and putting in years of work to understand how internet marketing actually works. But if you do that, you will find way better things to promote along the way that Primerica will be a waste of time!

#6 Controversy & Lawsuits


In 2014 Primerica set aside $15.4 million to settle 238 cases.

I’ll say that again…

238 lawsuit cases!

If that doesn’t ring the alarm bells, then I’m not sure what will!

Related content:

My Opinion – Primerica MLM Opportunity


It’s not worth it.

The products are not very good. The price of the policies increase randomly, mutual funds eat your profits due to commissions and people don’t rely on one company for their finances any more.

It’s so much easier to shop around (thanks Google) that this whole business model is outdated.

Even if the products were good here is what real people say about the company…

Is Primerica a Pyramid Scheme

“It’s a pyramid scheme in disguise” appears in 46 reviews!

The only way you’ll make money from this is if you get others to join the representative program. And you’ll have to lie to them about how great the company is to do that!

If you’re interested in learning how to sell insurance, my friend David Duford has a few suggestions on what to look for in an insurance agency:
 
1) Make sure you own your book of business. 
2) Ensure your commission levels are maximized. 
3) Make sure you’re an independent agent. Working with one company like Primerica limits your product options only to Primerica. 

Is There a Better Way to Invest Your Money?

YES!!

Index funds!!

I’m so glad you asked that eventually, it’s been killing me to not scream this the whole way through this Primerica review.

Obviously index funds aren’t the same as life insurance but if you teach all of your family about them it will be better than it in the long run!

I won’t go into detail about why index funds beat mutual funds or any other type of investments in the stock market for 99.9% of people right now as that will be too long.

If you’d like to know more then check out these short podcast series that explains all you need to know (under 20 minutes each… and you can listen on your way to work, during your lunch break, at the gym or when your shopping next):

  1. 7 reasons you should invest in index funds today
  2. How to invest in index funds
  3. The ultimate passive income strategy using index funds

 

How I Make Money Online


Not all MLMs are scams or pyramid schemes. But I’m not a fan of them due to the expensive products and focus on recruiting people. 

Once I learnt more about affiliate marketing I realised it was a far superior business model because:

  • You don’t need to sell to friends and family
  • You are in control of the business and can promote what you would like to
  • It’s free to start

I had no idea what affiliate marketing was in 2018. 

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
Read More
Is Financial Education Services a Scam: Featured Image
Not Recommended, MLM, Reviews

Is Financial Education Services a Scam? Legit MLM or Pyramid Scheme?

Most likely, you’re reading this article because someone spoke to you about an opportunity for you to make money at home, but you’ve wondered to yourself… is Financial Education Services a scam?

Well, to put you out of misery, I’m going to confirm that Financial Education Services is not a scam.

But you need to dig deeper into its earning opportunity for you to know if this is a legit opportunity to make money from home and is a suitable replacement for your full-time job.

This article will answer that question along with images, videos, and pros and cons, so that you can come up with an informed decision.

Financial Education Services Review

The overview and rankings

Name: Financial Education Services

Founder: Mike Toloff, Parimal Naik

Type: Financial Services MLM

Products (Including Pricing): 40/100

Success Stories: 26/100

Price To Join MLM: $199 to $249 + $89 monthly

Is Financial Education Services a Scam: Logo

What to look for in a MLM:

  • Low start-up fee & maintenance cost

  • High-quality affordable products

  • You don’t have to carry inventory

  • An affiliate-like system 

  • Generous compensation plan

  • Company is in the early momentum phase

Financial Education Services Pros

  • Positive product reviews

  • Multiple offerings

Financial Education Services Cons

  • Expensive subscription

  • Hidden monthly expenses

  • Pyramid scheme in disguise?

  • Only 1 in 588 members earn over $30k a year

Summary

Financial Education Services is an MLM company that provides financial services such as credit cards, discount packages, and life insurance.

They also have an affiliate program where members can earn money by selling their services and products.

Make Time Online Rating:  30 out of 100 

Recommended: No

What is Financial Education Services?

Financial Education Services is a Multi-Level-Marketing company that provides financial services in the form of discount packages, credit cards, and life insurance to name a few.

They also offer educational services to help clients learn how they can handle and manage their finances. Financial literacy is their focus, and they help their clients have that...

Mike Toloff and Parimal Naik founded the company in 2004, however it was still selling VR products back then.

Here is a 4-minute video about Financial Education Services you might want to check out...

They rebranded their company and started selling financial services in 2014 with the goal of helping clients achieve financial success by following professional tips that help them save money in the long term while securing assets in wise investments.

Is Financial Education Services a pyramid scheme?

Financial Education Services is not a pyramid scheme.

It’s because their members can still make some money by simply selling their services without recruiting people.

But a better and more accurate question to that is… Is Financial Education Services a pyramid scheme in disguise?

What is a pyramid scheme?

A company that is promising its members monetary payment for recruiting people into the company instead of having to sell the actual products and services offered.

A lot of governments have banned companies like this because it is impossible for everyone to earn money inside a company which only pays for recruitments.

Check out this Wikipedia diagram to see why this happens...

The very few members who make money simply recruit people into the company by selling the idea of experiencing a business opportunity.

But if you were to base on the diagram, you can clearly see that it’s impossible for members to make some bucks inside a system such as this as you are surely going to run out of people to recruit.

Maybe you would like to check this 5-minute video that I recommend you to watch so you’ll know how to spot these pyramid schemes in disguise.

Now you know all these pyramid schemes, let's know why...

Success is rare with Financial Education Services

You are going to have a hard time achieving success in MLMs such as Financial Education Services.

Did you know that 74.47% of Financial Education Services members lose money from the company?

And generally speaking, around  72.5% and 99.9% of all MLM representatives lose money as well.

92.3 Percent of Members Lose Money in MLMs

This happens because MLMs have their own sales quota where members can only stay active and receive payment commissions if they are able to sell a specific number of products monthly.

If they can’t, then they have to buy the products themselves.

This is why the majority of the members lose thousands of dollars from their own pockets before they can land a single recruitment.

We’ll be focusing on the Financial Education Services income disclosure later...

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

How does Financial Education Services Work?

Financial Education Services sells financial services such as credit builder programs, asset investment seminars, travel plans, life insurance, and discount cards.

Aside from those, they also have an affiliate program where people can earn money by selling their products, and in the process, receiving commissions.

It looks like both sides win, but not until you know that the company saves millions of dollars because they don’t have to invest any money on their marketing campaign.

Why? Because they simply let their members do all the advertising! Before seeing if that’s really the case, let’s dig deeper into....

Financial Education Services products

If you are really interested in joining the company, then it’s vital that you know the products and services they are selling.

This way, you can have a higher chance of success because you know what you’re dealing with. However, I still recommend you try out the products yourself.

But if you can’t then, you can refer to this instead...

Financial Education Services provides finance-related products and services that come in the form of credit cards, investment guides, discount packages, and life insurance.

Specifically speaking, here are a few of their most popular products:

  • My HealthCare2Go ($29 setup fee + $24.95/month) - A health life insurance that covers up to 6 immediate family members.
  • Secure Card ($40/year) - A Mastercard credit card which is designed to help you manage shopping expenses. Its cost-efficient fees also help you improve your credit rating.
  • MyCare Plan ($499) – A last will and trust plan package to safeguard your financial and physical assets.
  • Rent Reporting ($25 to $145 depending on package + $6.95/month) – A report tool that manages your financial expenditure payment. It keeps track of your expenses and helps improve credit rating.
Is Financial Education Services a Scam: Products

Take note, though, that there are many other MLM brands out there that offer the same services.

And it’s not just Financial Education Services! One of the most notable ones are:

Here's a 14-minute video overview about their offerings:

All of the other MLMs such as the latter claim they are special and that they offer very rare services even if what they’re actually offering are the same...

Can you make money with Financial Education Services?

You are going to have a hard time making money from Financial Education Services.

There might be a few people who earn some bucks, but they work very hard just to earn payment that’s just a bit higher than minimum wage.

Also, their income disclosure shows that there’s just very few people making commissions from Financial Education Services.

How to make money with Financial Education Services

There are 2 main ways you can make money from Financial Education Services. These are:

  • Sell their offerings
  • Recruit members

But take note that you can only earn money from the sales of your downlines, and not by simply recruiting them.

That’s a smart move for the company because this way, they are able to avoid being labeled as a pyramid scheme.

Nonetheless, I can say that they are a pyramid scheme in disguise because although they don’t earn from recruiting, their members still make money indirectly from their recruited members.

So the more members you recruit, the more money you can earn...

How much does it cost to join Financial Education Services?

You can join Financial Education Services by paying either $199 for the basic financial bliss package or $249 for the advanced financial bliss package.

I recommend you go for the second option. Aside from that you also have to sell $89 worth of products every month to stay as an active member.

Financial Education Services monthly cost

You must sell $89 worth of Financial Education Services products every month. This is equivalent to 89PV. If not, then you’ll be inactive and will be unable to receive commissions or make money.

The costs for the 1st year are..

  • $199 - $249
  • $89 x $12 = $1,068

Minimum costs for the 1st year = $1,267 - $1,317

And that’s before you add all the costs like training, marketing, gas, travel, and miscellaneous expenses...

Financial Education Services compensation plan

MLM companies usually make their own compensation plans confusing, and Financial Education Services is no different. But you don’t have to worry because I’ll do my best to explain it in the most straightforward way possible...

Send Out Cards offers you 3 main ways to earn money as a member:

  • Direct Commissions - Earn $6 to $100 for every $49 and $188 worth of products sold respectively. You can also earn $40 to $150 for every $149 and $499 worth of product solid respectively.
  • Customer Acquisition Bonus - Earn 25% to 50% commission for every sold product or service, depending on your rank.
Is Financial Education Services a Scam: Compensation
  • Generation Bonus - Earn 0.5% to 2.75% for every sale made based from your generational downlines.
Is Financial Education Services a Scam: Compensation 2

Yes, I know. You’re still confused with all that.

Financial Education Services just like other MLMs are always using fancy terms and weird name to entice people into believing that there are lots of ways to make money from the company.

When the reality is… there are just 2 things to do!

  • Sell Financial Education Services products
  • Recruit people into Financial Education Services

Anyways, here is a 14-minute video you might want to get around with to have a better look at the compensation plan:

Or might as well check out the full Financial Education Services compensation plan here.

Is Financial Education Services a scam?

No. Financial Education Services is not a scam. The company sells legit products and they also pay members just like how much they say.

But the thing is… members are annoyed and disappointed to discover after a few months that they’re losing more money.

And they aren’t even making any bucks. For this reason, a lot of members and former members call the company a scam...

The next section of this review will help you see the solid facts about this company so you can come up with the right and informed decision if this is for you...

Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity...

  • "You make your own schedule and can work from home which provides great flexibility especially if you are married and are a parent. Pay is commission only."

Common negative reviews

And here are the common negative reviews...

  • "Its a commission only job and 70% of your day to day is needed to keep your rank. High Commission but high production and travel for trainings is encouraged."

Just to be fully transparent with you, I am not a distributor myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn how to “Spot an Online Marketing Scam” then click the highlighted text.

Tired of MLMs? Check out how I make money online here!

What I like about Financial Education Services

Here are some of the best things about Financial Education Services that will help you see the bright side...

#1 Positive product reviews

One of the best things I like about Financial Education Services is that they’ve got a number of positive reviews about their products.

Here are some that I found in the internet:

Is Financial Education Services a Scam: Pros

As you can see, their offerings are helpful in one way or another. There are even a number of people who want to continue subscribing...

#2 Multiple offerings

Another thing I like most about this MLM is their many offerings. You have a lot of products to choose from, depending on what you want to improve yourself with.

Are you have a hard time managing your expenses? If so, then they’ve got a money savings tutorial. Or maybe you want to improve your bad credit rating? They’ve also got something for that.

But if they’ve got pros, they sure also have a load of cons...

What I don't like about Financial Education Services

And here are the not so good things about Financial Education services...

#1 Expensive subscription

Whenever I do a review, the first thing that I check is the subscription price. In this case, you have to pay $199 to $249 to become an official member. You then have to pay $89 monthly.

Paying $1,267 to $1,317 annually for membership is such a turnoff…

And it just doesn’t make any sense if what you’re looking for is a work-from-home opportunity.

#2 Hidden monthly expenses

Yes, you’ve just read that right.

Selling $89 worth of products monthly just to  be an active member is what you’ll get here.

That is a huge turnoff for me because instead of reaping the many financial benefits you should gain from the company, you have to deal with the burden of having to sell these awful loads of “financial help” to as many people as you can.

Is Financial Education Services a Scam: Cons

Maintaining 89 PV monthly means you must sell $89 worth of Financial Education Services every single month. If you can’t, then you must buy them yourself.

That’s if you want to stay active!

The truth is… Financial Education Services’ biggest market is their members who just buy their stuff constantly because they are hoping to experience the “be your own boss” kind of lifestyle.

#3 Is Financial Education Services a pyramid scheme in disguise?

Knowing that you must spend $89 every month just to be an active member clearly shows that there’s something fishy going on here…

MLM pyramid scheme

There’s only one way you can deal with that as well, and that’s by recruiting people to become your downlines.

Doing this means that you’re passing the burden or the “buck” to them.

You then motivate them to sell the company’s products to as many people as they can so that they can earn, and for you to benefit from their sales in the form of downline commissions.

#4 Only 1 in 588 members earn over $30k a year

If you’re going to check the Financial Education Services income disclosure, you can clearly see that 93.93% of all members are earning just $3,736 in a year.

Meanwhile, members have an average annual expense of $1,593.5 annually. 

Is Financial Education Services a Scam: Cons 2

That is in no way profitable…

This also means that only 1 in 588 members earn more than $30,000 annually.

Ready to make passive income online?

I've created a growing passive income online with no previous marketing skills or online experience... 

I've made a special video for you to explain exactly how I did this. 

MTO Income

My opinion - Financial Education Services

No doubt that Financial Education Services offers interesting products that can help improve your financial standing with the help of their credit cards, insurance, and a host of financial assistance materials.

But when talking about their business opportunity?...

The only real way you can make money is if you recruit as many people as you can and force them to sell to stay active.

These people are just going to lose money in the long term…

For sure, this is a business model that you don’t want to be a part of...

How I make passive income online

MLMs are not scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
Read More
Not Recommended, MLM, Reviews

Can You Really Make Money With ACN? [2022 Review]

Chances are, one of your friends or family has shared this "amazing way" to make residual income from home using ACN.

But you're probably wondering "can you really make money with ACN? and is it just a scam or pyramid scheme?

ACN review

First of all I want to congratulate you on taking your time to research this opportunity. 

A big reason why 99% of MLM members lose money is because they jump into it blindly without knowing what they need to do. 

This unbiased ACN review, with videos, will show you the pros and cons of joining this company so that you can make an informed decision if it's for you or not.

ACN Review

The overview and rankings

Name: ACN

Founders: Robert Stevanovski, Greg Provenzano, and twin brothers Anthony and Michael Cupisz in 1993

Website URL: acn.com

Type: Telecom & energy provider MLM company

Products (Including Pricing): 40 out of 100

Success Stories: 1 out of 100

Price To Join MLM: $199 + $25 a month (60 out of 100)

What To Look For In An MLM:

  • Low start-up fee & maintenance cost

  • High-quality affordable products

  • You don’t have to carry inventory

  • An affiliate-like system 

  • Generous compensation plan

  • Company is in the early momentum phase

ACN Pros

  • Long history

  • People need these products

  • Giving back

ACN Cons

  • Low commission

  • People don't want to switch

  • Not the best deals out there

  • Can you really make money with ACN? Most don't!

  • Signs of a pyramid scheme in disguise

  • Downward trend

Summary: ACN is a legit MLM company that offers telecommunications services.

But they don't provide any better prices than if you went direct to the providers and most people don't want to buy this kind of thing from their friends or family. This is the main reason that most people do not really make money from ACN. 

The low commissions and monthly costs to stay active do not help either. 

Make Time Online Rating: 33 out of 100 

Recommended: No

What is ACN?

ACN, which stands for American Communications Network, is a telecommunications corporation based in North America. 

It was created in 1993 by Greg Provenzano, Robert Stevanovski, Tony Cupisz, and Mike Cupisz and employed more than 1,500 people worldwide. Their website, Acninc.com, provides additional details.

ACN primarily provides residential and commercial services.

The following are the services:

Use your high-speed Internet connection and current home phone for home phone service. This package includes unlimited calls to over 80 landline and mobile numbers. This service costs $24.99 each month.

High-speed Internet: Nationwide high-speed Internet in the regions of AT&T, CenturyLink, Frontier, and Verizon. This service costs between $19.99 and $100 per month, depending on the service provider chosen.

Flash Wireless provides wireless service.

This wireless service is a phone plan that may or may not contain a contract. The possibility of obtaining a family plan is also possible. The purple, green, and yellow prices range from $$23 to $$64 per month. The green plan varies between $23 and $79 per month, whereas the yellow is between $23 and $69 per month.

XOOM energy

This is the natural gas service of ACN. They provide two plans: certain lock (fixed) and simple flex (variable). If you select the simple flex plan, your monthly rate will fluctuate, but you can cancel or transfer plans anytime.

Television

ACN offers packages for dishes and DirecTV beginning at $39.99.

Home security and automation: Vivint offers smart home control where you can receive notifications and control your smart home from anywhere, as well as wireless security and surveillance with continuous video recording 24 hours a day, seven days a week. The equipment deposit for this service is $50, and there are no activation costs.

Enterprise Services

These services include the addition as mentioned earlier to:

This credit card payment processing service is designed to handle all payment kinds, including credit, debit, gift cards, e-checks, and e-commerce. You can select a free, no upfront-cost mobile card reader for $25 per month.

There is also a no-contract plan for $20 per month and a low-cost meet-or-beat guarantee plan for $15 per month with low transaction rates; however, the swipe easy payment terminal must be purchased separately for $120.

It was founded in 1993 and currently exists in 25 countries in North America, Latin America, Europe, Asia and the Pacific.

They claim it's possible for you to make money any time anyone talks on the phone, uses the internet, watches television or uses gas or electricity in their house. 

ACN is kind of like an intermediary provider that connects a lot of well known providers of these services such as AT&T, Spectrum and Frontier. 

Watch the 4-minute video below to learn more about the opportunity to work from home as an ACN partner...

Is it starting to seem like a pretty good opportunity to you?

Well, you're smart enough to know this is just a promotional video made by ACN. 

So you're probably still wondering...

Is ACN a pyramid scheme?

Technically no, ACN is not a pyramid scheme.

They offer legit services that provide people with gas, electricity, internet and other everyday services. 

It's possible for ACN Individual Business Owners (IBOs) to earn money by selling these services to other people, without recruiting anyone.

However, a better question would be...

Is ACN a pyramid scheme in disguise?

What is a pyramid scheme?

A company that offers members payment for recruiting more people into the company rather than offering a product or service.

These are illegal in most countries because they are unsustainable.

Just see the Wikipedia diagram below to see why...

Most MLM companies, like ACN, do offer legit products or services. 

However, some MLM companies use their products to hide the fact that the only way their members can make good money is by recruiting more people into the business. 

We'll investigate more into ACN later in this ACN review, but for now you can learn how to spot a pyramid scheme in disguise in the 5 minute video below...

Success is rare with ACN

Actually... success is hard to find at any MLM.

This is because between 73% and 99% of all MLM representatives lose money!

MLM FTC Fact Stat

ACN doesn't release income disclosures like a lot of MLM companies do, so it's hard to say for sure if they fit into these stats. 

However, there are reports that suggest that less than 1 in 200 ACN members ever make their initial investment back. 

If that is the case then that means more than 99% of ACN IBOs lose money...

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

How does ACN Work?

As we already established, ACN acts like a link between regular people and a range of energy and telecommunication providers. 

Instead of having to spend money each month on advertising and marketing they have everyday people spread the word about ACN for them. 

These people (ACN IBOs) get the opportunity to make commissions from any sales they make or any sales their "downline" makes.

In theory, it's a win-win! 

ACN products

But before you dive into any MLM company it's really important that you understand more about the products on offer. 

ACN offers personal and business services from external providers that include:

  • Gas and electric
  • High speed internet
  • Satellite TV
  • Security
  • Wireless

You can see all the services below:

ACN review

And you can find all the products and pricings here (note the prices change whenever the providers change their pricing). 

Now, you're probably wondering, why would anyone choose to go through ACN when they can just go direct to any of these providers?

That really is a great question! And there's no real answer for this. ACN doesn't provide a better price and as you will find out later, you may actually miss out on certain bonuses by using ACN.

I guess the main reason is convenience. You can find a range of providers from one central place.

But note that there are many other MLMs that sell the same stuff as ACN. These are:

You can find out more about how the services at ACN works in the 90 second video below...

Can you really make money with ACN

The short answer is not really.

The long answer is below...

This ACN review will look at whether you really can make money with ACN in more detail later. 

For now, let's just work out how you can make money as an ACN IBO.

There are 2 ways:

  1. Sell a service to someone and earn commission
  2. Recruit more people into the MLM business and earn bonuses from the sales they make

It is important to notice that this is different to just recruiting people and making money by doing so. You only make money from bonuses and commissions of any services these people you recruit buy themself or sell on. 

This is another way to tell that ACN is not an outright pyramid scheme. 

How much does it cost to join ACN?

It costs $199 for the start up fee to become an ACN Independent Business Owner (IBO). 

ACN price to join

There are so many older ACN reviews that show it used to cost $499.

There also used to be a $149 annual renewal fee. I cannot find out if this annual fee has changed price as well. But it appears there still is an annual fee as you can see in the small print on the compensation plan...

ACN monthly cost

There is also the $25 a month "business support fee"...

ACN review

This allows you maintain your business status and earn commission from any sales you may make.

So your total cost to run this "business" for a year would be at least...

  1. $199
  2. $25 x 12
  3. $149

Year 1 total cost = $648

This doesn't include all the other costs such as training events or for you to market this. 

Even though it's clearly much less than a bricks and mortar business, like a restaurant, would cost to start, it is going to be more than just paying $199.

ACN compensation plan- can you really make money with ACN?

You can see that it is possible to make money from ACN. However, it really isn't going to be easy.

There are 3 ways you can get paid from ACN as an IBO:

  1. Customer commissions (1-10%)
  2. Overriding commissions (commission from the sales your downline makes)
  3. Customer acquisition bonuses (recruit a certain number of people within a timeline)
Can You Make Money With ACN

For some reason most MLM companies make their compensation plan harder to understand than solving a rubik's cube blindfolded (just see the diagram above).

But do you notice that there are only 2 things you need to do?

  1. Sell services to people
  2. Recruit people into the MLM business

It's simple really.

And you need to recruit people in 2 of the 3 ways you get. 

If you want to learn the nitty gritty about the compensation plan (which isn't needed to get started as it usually confuses people more than it helps) then you can watch the 24-minute video below...

Or you can find the full 7 page ACN compensation plan here.

Is ACN a scam?

No ACN is not a scam.

It offers legit everyday services for personal or business use. 

It also pays their IBOs just like they say they will. 

However, is this the best work from home opportunity for you? Is it really possible to make money from ACN?

The rest of this ACN review will help you to make an informed decision.

Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity...

  • "When I was here I made a difference. Management was nice and details that good I would recommend to a friend as long as I don’t have any children in the commute as long if you are in the bay."

Common negative reviews

And here are the common negative reviews...

  • "The company is not competitive regarding pay, culture & opportunities. No opportunity for advancement or raises, management is out of touch with it's employees and the environment is one of favoritism for certain cultures."

Just to be fully transparent with you, I am not a distributor myself and I do not endorse ACN in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn how to “Spot an Online Marketing Scam” then click the highlighted text.

Tired of MLMs? Check out how I make money online here!

What I like about ACN

There are a few things that I do like about ACN. 

It makes it stand out compared to some other MLMs out there...

Key Terms:

  • Pyramid Scheme – recruits members via a promise for payment from referring others to the service rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag - A warning sign

#1 Long history

Did you know that less than 1 in 3 MLM companies last longer than 10 years?

ACN review

ACN was founded in 1993 so this is enough of a reason by itself to see that ACN is not a scam and shouldn't just disappear tomorrow.

#2 People need these services

People will always need gas and electricity in their homes and business.

The internet is not going away any time soon...

Internet

Plus even if these things do change eventually, ACN will adapt and offer things that will be used (the internet was hardly around when ACN started but TV packages are dying out due to services such as netflix).

#3 Giving back

ACN also gives back to the wider community...

For each person that joins with ACN they help to fight childhood hunger while empowering families to live healthier lives.

ACN review

To be honest many MLM companies offer something like this to make them seem special.

No matter what their reason is for doing it, it's still a really good cause and I like it (after all, not all MLMs do this!)

What I don't like about ACN

Despite these good parts, there are some hidden truths that you need to be aware of before deciding to become an IBO. 

Many people find these things out the hard way when they are already a few hundred dollars out of pocket and caused tension with some of their relationships.

Hopefully this can help you make an more informed decision before jumping in...

#1 Low commission

How easy do you really think it will be to get a couple of people to join AT&T with a special link that you send them?

They could just sit back and let their current provider carry on giving them gas or electricity. 

Even the people that shop around are not likely to want to be restricted to ACN's providers.

So how likely do you think it will be to get 20 customers?

Yeah, probably quite challenging!

Can You Make Money With ACN

Well in ACN's compensation plan they even tell you can expect to earn around $40 a month if you have 20 customers!...

$40 a month for TWENTY customers?!

That just about covers your monthly costs to be an ACN IBO!

Long story short... the personal commission is very small for how much effort it will be.

#2 People are lazy and don't want to switch!

I eluded to this in the previous point...

Most people will not want to spend a few hours switching their providers when they are quite happy with their current service. 

Now I can almost hear your mind saying...

Well maybe they could find a better deal.

Apart from the fact that there are...

#3 Better deals available going direct

If you look on the ACN website for an internet package you can find the AT&T pro internet package for $29.95 a month...

Can You Make Money With ACN
Can You Make Money With ACN

However, if you went direct to the AT&T website you can get the exact same deal with a $50 reward card.

So it's not even as good to use ACN!

Rip Off Report even suggests that distributors are encouraged to ask friends and family to "do them a favour and switch".

Would you really be willing to spend a few hours getting a new service when you could spend the same amount of time and get a better deal elsewhere?... just to "do a friend a favour"?!

#4 Can you really make money with ACN?

The ACN website even says it themselves...

Can You Make Money With ACN

There's no reason why they have plucked Canada's 2010 earnings out, but maybe that was the best year. 

Could you live off $500 a year or quit your job with that kind of income?

It's even been found that fewer than 1 in 200 ACN IBOs ever make their initial investment back (Source).

So can you make money with ACN?...

It's not very likely.

#5 Is ACN just a pyramid scheme in disguise?

Let's make this clear first of all...

ACN is not a pyramid scheme as they do offer legit services.

But there are so many signs that ACN is really just a "pyramid scheme in disguise".

The website and compensation plan is littered with signs that you will need to recruit more people to make any decent money. 

2 out of the 3 ways you can get paid require you to recruit someone.

And the only way you're going to earn more than $40 a month is if you can get a whole team below you that help to recruit more people too.

And all of those things tread on a very thin line between a legit MLM and a pyramid scheme in disguise.

#6 Downward trend

The final nail in the coffin is found on Google Trends.

There are less and less people searching for ACN on Google every month.

ACN downward trend

Most MLM companies go through an "early momentum phase". It's possible for distributors to jump on the bandwagon before this and benefit from the increasing interest in the company,

However as you can see from newer MLMs, such as Farmasi, ACN is going the wrong way to benefit from this now.

Ready to make passive income online?

I've created a growing passive income online with no previous marketing skills or online experience... 

I've made a special video for you to explain exactly how I did this. 

MTO Income

My opinion - ACN MLM

ACN is an MLM company that provides genuine services that people need. 

However, what do I think about the opportunity to earn residual income from ACN?...

With the low commissions from services that you sell and the downward trend for the company it is very unlikely that you can really make money from ACN.

If you could recruit a load of people then you could earn a bit of pocket money, but do you really want to sell this pyramid scheme in disguise to your friends and family?

How I make passive income online

MLMs are not scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
Read More
Is Atomy a pyramid scheme- Atomy review-min
Not Recommended, MLM, Reviews

Is Atomy a Pyramid Scheme or Legit MLM? [2022 Review]

Someone has probably introduced Atomy to you as a great way to "ber your own boss" and get some great skincare products. But you're probably still wondering... is Atomy a pyramid scheme scam?

First of all, I want to congratulate you on taking the time to research the company. 

The main reason that 99% of MLM members lose money is because they jump into it blindly.

This honest Atomy review, with videos, will reveal the true pros and cons of joining the Atomy MLM. This will help you to make an informed decision if it is for you or not.

Atomy Review

The overview and rankings

Name: Atomy

Founder: Han-Gill Park in 2009

Type: Personal care MLM

Products (Including Pricing): 40 out of 100

Success Stories: 5 out of 100

Price To Join MLM: Free + 10,000 PV a month sales quota = ~$20 (80 out of 100)

What to look for in a MLM:

  • Low start-up fee & maintenance cost

  • High-quality affordable products

  • You don’t have to carry inventory

  • An affiliate-like system 

  • Generous compensation plan

  • Company is in the early momentum phase

Atomy Pros

  • Proven history

  • Positive product reviews

  • Gaining momentum

  • Low cost to maintain it

Atomy Cons

  • Expensive products

  • Pyramid scheme in disguise?

  • No income disclosure

  • No online marketing training

Summary: Atomy is a personal care MLM founded in South Korea in 2009. It's expanded into more than 13 countries and is still gaining momentum in the USA. 

The monthly sales quota to remain active is much lower than many other MLMs and it's free to join. However, they still sell overpriced products and the focus is on recruiting other people into the Atomy MLM. 

This means it's hard to make good money from Atomy without recruitment, which makes Atomy similar to a pyramid scheme in disguise. 

And the majority of people lose money inside company structures like this. 

Make Time Online Rating: 40 out of 100 

Recommended: No

What is Atomy?

Atomy is a personal care & health supplements Multi-Level-Marketing company founded in South Korea in 2009.

Like any other MLM company, Atomy promotes and sells its products through sales agents.

Atomy's sales increased from $21 million to more than $1.3 billion in less than ten years. Their membership has also increased, from a dozen individuals in the beginning to more than 6 million globally.

Currently, Atomy offers over 400 products in various categories, constantly releasing new products. In general, Atomy sells the following products:

  • coffee
  • detergent
  • food
  • hand hygiene supplies
  • hair & body products
  • health care supplies
  • kitchen appliance
  • lip care products
  • makeup
  • dental products with green tea extract
  • skincare products (nutrition cream, eye cream, sunscreen, etc.)

Atomy has expanded into over 13 countries worldwide and is getting closer to reaching their goals of becoming a "global distribution hub".

The company offers an opportunity for everyday people to become their "own boss" by selling Atomy products and recruiting a team within the MLM. 

You can learn more about this opportunity with Atomy in the 3 minute video below...

Many people will watch that video and get very excited about this opportunity. 

But rare thinking people like you know that this is just a promotional video created by Atomy. 

So you're probably still wondering...

Is Atomy a pyramid scheme?

Technically no, Atomy is not a pyramid scheme. 

It's possible for distributors to make money just from selling the Atomy products. But this is pretty common for most MLMs.

A better question to ask would be "is Atomy a pyramid scheme in disguise?"...

What is a pyramid scheme?

A company that promises payment to its members for recruiting people rather than selling a product or service.

These are illegal in most countries around the world because it's impossible for everyone to earn money inside a structure like this. 

Just see the Wikipedia diagram below to see why...

Most MLMs, like Atomy, do offer legit products. 

However, it's only possible to make good money ($1,000+ a month) from Atomy if members recruit more people. This makes Atomy very similar to a pyramid scheme in disguise. 

Just watch the 5 minute video below to see why...

Success is rare with Atomy

In fact, success is hard to find inside any MLM company.

Did you know that between 73% and 99% of all MLM representatives lose money?

MLM FTC Fact Stat

Atomy doesn't release any income disclosures, unlike many MLMs, and they are not a public company.

That means it's impossible to tell if their members fall within these statistics.

However, Atomy does have lower monthly sales quotas to remain active than many other MLMs.

This means it should be easier for members to avoid losing too much money each month.

We'll dig into exactly what Atomy distributors need to do to make money later. But for now let's figure out... 

Ready to make passive income online?

Hey, I'm Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

How does Atomy Work?

Atomy offers a wide variety of items. The products include personal care, nutritional supplements, and household items. Does Atomy independently market these products? NO.

Remember that Atomy is a multilevel marketing organization. So, they do not spend less money on advertising than other network marketing organizations. Seldom will you see their product offerings advertised on Facebook, YouTube, or Instagram.

Instead, they employ others to market and sell their items on their behalf.

In return, these Atomy distributors will profit from selling their items. They can also engage in recruitment if they wish to earn more money.

Atomy products

Before you dive in, it's crucial to understand more about the products on offer as these are what you will be promoting.

Atomy has dozens of products on offer under the following categories:

  • Supplements
  • Skincare & cosmetics
  • Dental and personal
  • Household
Atomy products-min

There are too many to go into detail about each one here, but you can find the full product range at the Atomy shop

It is important to be aware that there are thousands of brands that offer a very similar range of products.

There are also hundreds of MLMs with a similar product range such as:

So what makes Atomy stand out?...

Atomy Absolute Skincare- flagship product

First of all, Atomy offers a HUGE range of products. Only Amway out of the MLMs above really compares to this massive range. 

But the main product on offer at Atomy is their "absolute skincare set" including:

  • Toner
  • Ampoule
  • Serum
  • Lotion
  • Eye complex
  • Nutrition cream
Atomy Absolute skincare products-min

Some of the stand out features and benefits include:

  • Cutting edge dormin technology (Plant derived EGF & natural ingredients)
  • Makes your skin glow
  • Hydration
  • Anti wrinkle
  • Firming
  • Moisturising
  • Nourishment

I'm no expert in skincare products, but it's safe to say this is pretty much what you would expect from any type of skincare products. 

So the only way to actually tell how good a product is, is to test it yourself... or read some honest Atomy product reviews...

Is Atomy a scam- Atomy reviews-min

You can see on Amazon there are some pretty positive reviews overall for Atomy's Absolute products. We will dig into these and the pricing in more detail later in this Atomy review. 

But for now you can find out more about Absolute in the 8-minute video below...

So...

Can you really make money with Atomy MLM?

It's pretty hard to make good money from the Atomy MLM. 

Sure you can sell some of these products to your friends and family each month. But you'll do well to make $100 a month from commission with this method. 

The few people that do well in MLMs like this are actually more like a full time "sales manager" than someone owning a business or "being their own boss". Typically these people are quite extroverted and very good at "selling the dream" to aspiring entrepreneurs. 

It is possible to make money with Atomy, but most people do not. 

How to make money with Atomy MLM

Like most MLMs there are 2 ways you can make money from Atomy:

  1. Sell products for a commission
  2. Recruit people to earn bonuses from the sales they make

This is important to recognise:

You do not earn money directly for recruiting people at Atomy

This is how Atomy is not shut down by the FTC for being a pyramid scheme. The reason there is such a focus on recruiting people is because it means you can earn bonuses from the efforts of other people in your team.

Before we get our heads around the compensation plan, you're probably wondering...

How much does it cost to join Atomy?

It's free to join!

Yep, you read that right. Anyone can start promoting Atomy products without spending any money. This is very rare for MLM companies and it's a great sign that Atomy is not a scam. 

But there are some costs to be aware of...

Atomy monthly cost

To "remain active" as a sales rep you need to accumulate 10,000 PV (personal volume) points every month. 

In English that means you need to sell around $20 of products each month...

Is Atomy a pyramid scheme- compensation plan-min
Is Atomy a pyramid scheme- monthly sales-min

This is much lower than many MLMs but it is something to be aware of. 

In reality, this means that you will need to allow at least $20 a month to be spent on Atomy products yourself.

But if you are going to join the MLM program you should be using the products yourself as there is no point in trying to sell them unless you personally like them!

So the costs to allow for 1 year would be at least $240. 

And this is without allowing for any additional costs such as marketing (building your own website) postage and packaging costs or additional training. 

Atomy compensation plan

I've looked into over 100 MLMs compensation plans. But Atomy has to be one of the most confusing plans I've seen... and that's saying something!

So I will try to keep this as simple as possible...

There are 4 ways to get paid from Atomy:

  1. General commission (retail, wholesale price commission)
  2. Masters' bonus (Reach "Special agent" additional 0.3-10% if you sell 2.5 million group PV in each "leg")
  3. Mastership promotion & incentives (Extra products, trips and cash incentives for "ranking up", see table below)
  4. Education commission (6% extra commission if you open an education company approved by the company)
Is Atomy a pyramid scheme- compensation plan-min

If you are confused by any of that or can't understand the table above... do not worry! MLMs often use acronyms and unnecessary terms to make it seem like there are tons of ways for you to earn money. 

The only thing you need to be aware of is WHAT you have to do to make money, which is:

  • Sell Atomy products
  • Recruit people into the Atomy MLM

And do you notice that 3 out of the 4 ways to get paid requires you to recruit people?

Atomy uses a "binary compensation plan", which is certainly not the best plan in my opinion, as most people end up with "one much smaller leg" which makes it hard to benefit from the bigger bonuses.

Just watch the 13-minute video below if you want to try to get your head around this plan a bit more (be warned, it's confusing!)...

Or you can find the full Atomy compensation plan here. 

Is Atomy a scam?

Atomy is a well-established business. On the internet, you will also find positive Atomy reviews.

Hence, this business is a good one.

Therefore, is Atomy a fraud?

Technically, no. With this service, you can earn money, but it's more complex than the corporation makes it sound.

A substantial amount of labor is required upfront; there is no real assurance of success, and - most significantly – the actual commissions are modest.

There is nothing wrong with front-loading work and earning money afterward.

But if you work hard for three months and only receive a $50 commission, it's not worth it.

Could you complete the same three months of work (in your spare time) and receive a monthly salary of $500 to $2,000?

And what if you didn't have to wait three months? Could you begin immediately and receive your first money within one week?

Could you double it the next week?

It is the strength of Digital Real Estate.

And, unlike MLM, you can do this legally from wherever. It is a genuine lifestyle enterprise.

You only need a laptop and an Internet connection.

Some of this program's most successful students operate their whole six-figure enterprises from:

  • A tent pitched in the middle of the forest

  • Mexico beach chair on the water

  • A modest home in Greece

Just to be fully transparent with you, I am not a distributor myself and I do not endorse Atomy in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes.

Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity...

  • "Atomy is a good business coz there products have a high quality and with reasonable price. No registration fee, no annual fee and its free. Its a global business. Great company to work for, excellent people, excellent team work, the philosophy of the company is to help many people as you can. Value all the iemployees and help them reach their personal goals and to motivate themselves to accomplish company goals too."

Common negative reviews

And here are the common negative reviews we also got from Indeed...

  • "Failure, and low production is not allowed."

Tired of MLMs? Check out how I make money online here!

What I like about Atomy

There are a few things that I genuinely really like about Atomy compared to other MLMs out there...

Key Terms:

  • Pyramid Scheme – recruits members via a promise for payment from referring others to the service rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag - A warning sign

#1 Proven history

Did you know that only 1 out of 3 MLMs survive past 10 years?

Is Atomy a scam- history-min

Atomy has been in business since 2009. 

This is great sign that Atomy is not a scam and is not likely to disappear tomorrow like many MLMs do.

#2 Positive product reviews

When you can find real people leaving positive Atomy reviews it's another great sign that the company is legit...

Is Atomy a scam- Atomy reviews-min

It's important to be aware that many positive Atomy reviews may be from distributors. However, you can find reviews like the one above which is clearly from a legit Atomy customer.

#3 Gaining momentum

This is the best pro about Atomy...

Is Atomy a pyramid scheme- trends-min

Google Trends shows that more and more people have been searching for Atomy each month since 2009.

It's far easier to sell something that people are already looking for!

It hasn't had the early momentum growth that other companies like Farmasi are experiencing, but maybe this will help it be a long term company. 

#4 Free to start & low costs to maintain

So many MLMs can cost $1,000 to get started then another $150 a month sales quota to remain active. 

Atomy will only set you back $20 a month!

It's another great sign that Atomy is not a scam as they clearly believe in their products. 

What I don't like about Atomy

There are some hidden truths that everyone should be aware of before just diving into the Atomy "business opportunity"...

#1 Expensive products

This is always a big red flag for me that a MLM may be a "pyramid scheme in disguise"...

Atomy Nutrition Cream -min
  • Atomy cream is 4.2 stars = $16.99 per oz
  • Amazon cream is 4.4 stars = $9.39 per oz

When you can find similar alternatives (and arguably better alternatives) for half the price it's a big concern to me.

Seriously just ask yourself this...

Why would anyone pay double the price for something that people think isn't as good?...

#2 Hidden monthly expenses

UPDATE- A comment below suggests that this section is not 100% accurate. You only become inactive if you haven't bought or sold anything after one year (not every month). 

I'll leave it in so you can understand what I mean. The principle still applies though as so many distributors still purcahse the products every month (otherwise why did they join it if they don't use them?!)

The answer to that question is hidden within Atomy's confusing compensation plan...

Is Atomy a pyramid scheme- compensation plan-min

Distributor's will need to sell at least $20 of Atomy products every month to stay active and receive the bonuses or commission for that month. 

So when people first join they can sell the odd Atomy product to their family or friends.

But once their family realise they are just paying twice as much (or more) for something they usually get, they end up not reordering and can even become resentful to you if you keep trying to sell them this overpriced stuff. 

In reality, it means that Atomy distributors end up becoming the companies biggest customers. 

They need to keep buying their products so that they have a chance of "being their own boss" next month. This is the reason why so many MLM members lose money. 

And when you combine these 2 hidden truths you can see why...

#3 Atomy is like a pyramid scheme in disguise

The only realistic way Atomy distributors avoid losing money each month is by recruiting more people into the MLM "business opportunity".

And when any company requires people to recruit it ends up looking like this... 

MLM pyramid scheme

Sure there will be a few people that make good money. And maybe you could be one of them if you work hard! But in order for you to be successful you will need to recruit more people into the company who will inevitably lose money. 

And that becomes an ethical decision for many people once they see the wood for the trees.

#4 No income disclosure

Most MLM companies release an income disclosure of what their distributors earn. 

Atomy doesn't do that, which is another red flag and shows the company is hiding something. 

But they do have this...

Is Atomy a scam- monthly commission-min

However, it doesn't show how many people are at each rank and the figures seem like rough guesses. 

Sure those figures may look impressive. 

But what if I told you that less than 1% of distributors even make it sales master rank?

And just by comparing Atomy to the hundreds of other companies income disclosures, that is actually being generous of how many people will achieve this rank!

#5 No online marketing training

Here's the truth...

The people that do the best from Atomy and MLMs are the people that understand how to use online marketing to help attract people and sell things 24/7. 

However, Atomy doesn't provide this type of training...

Mentor

If you're lucky your "sponsor" may know how to use a bit of online marketing and help you. But if you try to do what everyone else does on social media, you will find you get results like "everyone else" (and everyone does not make money in MLMs).

There are much better ways to use the power of the internet to work for you by creating your own website and attracting real people to your website for free every month. 

If you don't find a way to make money while you sleep, you will work until you die- Warren Buffet

Ready to make passive income online?

I've created a growing passive income online with no previous marketing skills or online experience... 

I've made a special video for you to explain exactly how I did this. 

MTO Income

My opinion - Atomy

Atomy does sell a huge range of products that everyone uses regularly. 

However, what do I think are your chances of making money from this MLM opportunity?... 

If you work really hard and treat it like a full time job then you could recruit a team and help them sell products for you. 

But you would need to do that knowing that the majority of them will lose money. 

And that's not my idea of an ethical business model.

How I make passive income online

MLMs are not scams or illegal. However, I'm not a fan of them because of the restrictions to the expensive products you have to promote.

Once I learnt about affiliate marketing, I realised it's a far superior business model because:

  • You can promote anything you want and truly own the business
  • You never need to sell to friends and family
  • It's completely free to start

In 2018 I nearly joined another MLM and had no idea what affiliate marketing was.

But I went from a full time PE teacher to making a passive income online within one year...

Mike PE teacher to Passive Income Online

If you want to discover how I did it then check out this special video I created which explains exactly how. You can also get your free 7-day bootcamp to get started.

Make Time Online Income
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Ariix Review
Not Recommended, MLM, Reviews

Is ARIIX A Scam? 11 Pros and Cons You Need To Know About This MLM [2022 Review]

Ariix Review

You’ve probably heard about this “great opportunity” but want to know… is ARIIX a scam?

Well, I’m not going to lead you on for ages to help you answer that question.

ARIIX is a completely legit Multi-Level-Marketing (MLM) company that sells legitimate products. But will it help you live life on your own terms and make serious money from home?

Now, that’s a better question to ask.

This honest ARIIX review, with videos, will explain exactly what ARIIX is, how to earn money from it and the pros and cons of joining.

You can then make an informed decision if it’s right for you or not.

ARIIX Review- The Overview and Rankings


  • Name: ARIIX
  • Founders: Mark Wilson, Deanna Latson, Dr Fred Cooper, Riley Timmer & Jeff Yates in 2011 (80 out of 100)
  • Website URL: ariix.com
  • Type: Health & Wellness MLM Company
  • Products (including price): 40 out of 100
  • Training: 65 out of 100
  • Success Rate: 10 out of 100
  • Price: $294.95- $2,098 + monthly auto-ship of 100PV = ~ $210/ month & $25 annual renewal fee (15 out of 100)
  • Maketimeonline.com Rating: 42 out of 100

What To Look For In An MLM:

  • Low start-up fee – ❌
  • High-quality products – ✅(but are very expensive)
  • You don’t have to carry inventory – ✅
  • Generous compensation plan – ✅
  • An affiliate-like system – ✅
  • Company is in the early momentum phase – ✅

ARIIX Pros and Cons


Pros

  • Support and training offered by the company
  • Range of products to sell and promote
  • Multiple ways to earn money
  • FDA-approved products
  • There are positive reviews about the products

Cons

  • 90% of recruits make less than $15k a year
  • You’re encouraged to recruit more members to make money
  • Negative ARIIX reviews online
  • The health and wellness industry is very saturated
  • Expensive costs to join and stay active

What Is ARIIX?


Ariix was created in 2011 by six individuals with direct selling business expertise, primarily with Usana Health Sciences, another health and wellness MLM company.

Ariix is based in Bountiful, Utah, and has offices throughout the United States, Canada, Hong Kong, Japan, and South Korea, among others. Ariix sells its products through a membership-based network of independent distributors.

Ariix, according to the company, was founded to provide consumers with high-quality health and wellness products supported by research and comprised of the finest ingredients. Ariix also desired to provide individuals with the opportunity to operate their firms and serve as their own bosses.

The exact meaning of Ariix is The Right Business, The Right Opportunity, and the Right Timing.

ARIIX is an MLM company based in Utah offering health and wellness products.

It is different from other health and wellness MLM’s due to the high number of products and range of brands it offers.

Most MLMs focus on selling their own products.

ARIIX carries a range of brands for recruiters to sell!

The below 3-minute video is one of ARIIX promotional videos that explains more about the MLM program…

If that’s got you interested, it’s time to dig in a bit more about the company…

Who Owns ARIIX?


ARIIX was founded in 2011 by a team of 9 people!

The CEO of ARIIX is Fred Cooper, and the President of the company is a Mr. Mark Wilson.

There are over 100 years worth of experience between these 9 people so it’s safe to say the company has a wealth of knowledge in its field.

You can find out more about the executives here.

It’s also important to know more about the…

ARIIX Products


Ariix sells a variety of health and wellness items categorized as follows:

Ariix sells a variety of supplements, including Immune Ariix, intended to strengthen the immune system, and Joint Ariix meant to promote joint health.

  • The skincare items in Ariix’s collection include an anti-aging serum and a brightening cream, both aimed at improving the appearance of the skin.
  • The weight loss products offered by Ariix consist of a meal replacement smoothie and an appetite suppressor.
  • Personal Care- The personal care items offered by Ariix include toothpaste and deodorant.
  • Ariix sells a line of essential oils that can be used for various purposes, including stress reduction and relaxation.

Ariix also offers a variety of bundles that contain some or all of the products in the preceding categories. The Immune Ariix bundle has three supplements designed to promote immunity, whilst the Joint Ariix bundle contains three supplements designed to support joint health.

Ariix’s products are manufactured in FDA- and GMP-compliant facilities. The United States, Canada, South Korea, Japan, and Hong Kong produce Ariix goods. Ariix further boasts that its goods contain only the finest ingredients worldwide.

Some of Ariix’s products are available in brick-and-mortar stores, while others can only be purchased online or through one of the company’s independent distributors.

ARIIX has a huge range of products.

In each product line ARIIX calls them a brand.

Here are the main 7 brands within ARIIX:

  • Nutrifii- Supplements for calcium therapy, energy at the cellular level, heart and brain support, detoxification, and antioxidant. The average cost of these supplements is $65.
  • Slenderiiz – Products for weight loss and keeping metabolic strength, metabolic support, proteins, beauty boost, and homoeopathic support for quick weight loss are included. The average price of each supplement in the program is about $50.
  • Jouvé– A skincare line including brightening cream, night cream, and tightening serum. The average price of these skincare products is $110. 
  • Priime– contains a variety of oils. They claim to be derived from all over the planet. $55 is the average price of the products.
  • Puritii– The air filtration system which removes an incredible 99.99% of particulates, hazardous gases, and microbes from your office and homes. This kit costs $2,464. 
  • Reviive– More personal care products including shampoo, conditioner and body wash. The average price of these products is $32.
  • Nucerity– The new skincare product line with an average price of $100.

But also take note that there are many other similar companies selling the same stuff, such as:

You can see more about one of the brands within ARIIX in the 5-minute video below…

https://www.youtube.com/watch?v=7BlEhGWPbZQ

So you’re probably wondering…

How Does ARIIX Work?


So ARIIX clearly provides a huge range of products to its customers.

Ariix Review

But how can you benefit from the company?

How To Make Money With ARIIX


Most MLM companies are very similar.

There are 2 main ways to earn money as a member of the MLM program:

  1. Make a commission from selling their products
  2. Recruit other people into the MLM business and get bonuses and commissions

First of all, let’s work out…

How Much Does It Cost To Join ARIIX?


There are 9 packs you can buy to become an MLM representative or distributor:

  1. Nutrifii Member Pack – $421.36 (discounted to $294.95) – includes 5 products
  2. Slenderiiz Plus Member Pack – $428.50 (discounted to $299.95) – includes 5 products
  3. Nutrifii Business Pack –  $749.95 – includes 15 products
  4. Slenderiiz Business Pack –  $711.95 – includes 10 products
  5. Jouvé Business Pack –  $749.95 – includes 25 products
  6. Business Pack 500 –  $789.95 – includes 13 products 
  7. Slenderiiz Elite Pack –  $1,388.95 – includes 21 products 
  8. Elite Pack – $1,414.95 – includes 43 products 
  9. Ultimate Pack –  $2,098.00 – includes 63 products

The price varies so much and it really varies what products you will get with each pack.

To be honest, when you are trying something out you should always go for the cheapest option to test the waters and see if it’s “for you”.

However, the representative trying to sell it to you will probably advise a much higher one “so that you get the best products and it will make it easier to sell something.”

Translated that means “they get more commission the more you spend”.

But it doesn’t end there!…

To stay eligible for commissions, you have to accumulate a sales volume of 100PV per month.

In real money terms that is $148 every month. If you don’t sell that… you need to buy it!

Oh and there’s also a $25 annual renewal fee.

1st year at ARIIX = $294.95 + $1,776 + 25 = $2,095.95

  • If you sell products you won’t need to pay the whole $1,776, but you will likely be asked to set up an auto-renewal for this amount every month, so you stay “active”.

ARIIX Compensation Plan


Ahhhhh!! MLM Compensation plans… why do they have to be confusing?!

Oh yeah… because if it’s confusing, you don’t really know what it all means so you willingly join into a company even though they only pay you good money if you recruit other people (aka pyramid scheme).

Oops… did I just say that?

ARIIX’s compensation plan does you no favours in trying to get your head around it.

So I’ll do my best to explain it in plain English by ignoring the complicated terminology such as PV’s, Unilevel, Binary and Matrix…

It’s also known as “Activ8” and you get paid in 4 ways:

  • Retail commissions – You buy products at wholesale price. Sell it at a higher price (retail price). Your profit here is the retail commission.
  • Commissions for signing people up – Get commission for getting other people to join AND buy something! You don’t get a commission for someone joining the company… only on the stuff they buy and manage to sell (that’s the whole PV thing).
  • Team lead bonus – A special kind of bonus which you’ll get from customer and member sales in their first month. The higher your rank (or their enrollment package), the higher your team lead bonus is. Hence, why recruiters encourage you to buy a more expensive pack!
  • More bonuses – The Activ8 compensation plan offers a whole list of bonuses that you can claim by meeting certain conditions.

You can find a quick overview in this 3-minute video…

The $10,000 in your third month bit made me laugh! You only need 84 people to sign up… with a perfect ratio of 4 per person!! pffff…

If you want the nitty-gritty and up to date compensation pack to understand it more then check out this 15-minute video…

Watch on x2 speed if you’re in a hurry!

Or just check out their compensation plan right here.

Is ARIIX a Scam?


Technically no…

There are two main ways an online course can be a scam:

  1. Take your money and run off into the sunset, never to be heard from again
  2. Provide some information but it doesn’t live up to their promises

They certainly do provide legit products.

And you certainly can make money from the MLM program.

Will you be able to quit your job and earn $10,000 in month 3? Very debatable.

The rest of this ARIIX review will show you the pros and cons to fully answer “is ARIIX a scam?”

Just to be fully transparent with you, I have not purchased this program myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes. If you’d like to learn more “Ways to Spot an Online Marketing Scam” then click the highlighted text.

Related content:

Is ARIIX A Pyramid Scheme?


Again technically no.

You only get a commission when someone joins AND buys something (which they have to do to join the company!)

You can also make money by purely selling the products.

However, will it be much money?

Absolutely not.

Maybe enough to cover the insane $148/ month fee… if you’re lucky.

Here’s some more clever marketing by ARIIX explaining how to join a company…

Hold up…

What Is A Pyramid Scheme?


A pyramid scheme is when a company recruits members by promising them payment for recruiting more members.

Technically there are no products sold or any other ways for recruits to make money other than recruiting more people to join the company.

The issue with this is… eventually the world will run out of people that can join!

It’s actually surprisingly sooner than you may think too!

Diagram from Wikipedia

As you can see just by recruiting 6 members each the world’s population is not enough to cope with a 13-level company!

…and most pyramid schemes require you to recruit more than 6 people each to make any decent money!

Check out the 5-minute video below to learn how to spot and avoid a pyramid scheme…

Watch it on x2 speed if you are in a hurry!


Common positive reviews

Here are some of the positive reviews we had from Indeed about the job opportunity…

  • “Work is always flexible as it’s your own business centre. I’ve learnt a lot about customer service, organisation skills, honest marketing, etc. The most enjoyable part of the job is getting to see people’s genuine life changing results from using the products; whether it be serious skin or health concerns. The community surrounding the work is incredible.”

Common negative reviews

And here are the common negative reviews…

  • “Unfortunately the atmosphere is tense, management concerns, employees are delivered to themselves due to the absence of team leader because they are overbooked. Big concern from the logistics, lack of staff and profesionalism, which generates deliquates situations. You can not provide an optimal service to the representatives and customers.”

 

ARIIX: The Good


Here are some of the things I like about ARIIX

Key Terms:

  • Black Hat Methods – Using lies and unethical methods to make someone buy something
  • White Hat Methods – Being honest and genuine to help people make informed decisions about purchases
  • Pyramid Scheme – recruits members via a promise for payment from referring others to the service rather than providing a product
  • Affiliate Marketing- Connecting a customer to a product they are looking for and receiving a commission for doing so
  • Red Flag – A warning sign

#1 Good Support & Training- Business Orientation System (B.O.S.)


One thing that MLMs don’t often provide is the training required to get started.

It’s often left down to the person you join with to help you out and that varies… a lot!

ARIIX uses BOS to make sure you start on the right foot.

Check out the first 3 minutes of the video below to see what’s included…

https://www.youtube.com/watch?v=odGjCzDt0rw

There are 9 online modules to help you get your business up and running:

  1. To Connect to Company module- learn administrative tasks such as how to manage your backstage website & who to contact
  2. Know your company module– meet the leaders
  3. Know your products– as above section
  4. The module on knowing your vision– set your goals
  5. Know your industry module– learn about the health industry
  6. Know how to invite– learn how to ask people if they are interested in joining
  7. 10 Communication skills module– how to communicate with customers and potential leads
  8. Generate leads- how to find people interested in joining
  9. Campaign module – Select videos/ presentations to send our prospects

Not bad at all for an MLM!…

#2 Diverse Line of Products


The huge range of products means you are not stuck only on one set of people.

For example, some MLM companies only offer skin care.

Some only offer nutrition stuff… some only offer water filtration services.

Ariix Products

ARIIX offers so many different types of health products that you can probably find something that everyone uses.

Therefore, everyone in the world has become a potential customer!

That’s not always a good thing though as you will find out later in this ARIIX review…

#3 Multiple Ways to Earn- Compensation Plan


The compensation plan is more confusing than trying to do you 13 times tables whilst doing a handstand with your feet stuck to the floor.

However, there are so many different ways to get bonuses.

The majority do involve recruiting people initially.

But if you can recruit a good little team you may find bonuses popping up every month, without even expecting them!

Ariix Compensation Plan

Will you have complete control?

Is that a good thing?

Only you can decide…

#4 FDA-Approved Products


The products are regulated and have plenty of certifications.

Is Ariix A Scam

You can be sure the products are safe to be selling to the masses!

#5 Positive Ariix Reviews About Products


You can even find some amazing reviews about ARIIX products.

Some people even saying…

Amazon

You can tell the products are legit when you find real people leaving reviews like this.

Ariix: The Not So Good


Here are some of the things I don’t like about Ariix that you should be aware of…

#1 90% Make Under $15k a Year


 Check out ARIIX’s income disclosure statement.

As you can see from the table below over 50% of ACTIVE representatives make a weekly average of $70.

Is Ariix A Scam

If you look at the statement it shows the average yearly earnings was $2,025.62 for ALL representatives.

Do you remember reading earlier it will cost you $2,095.95 for your first year?

Translated, that means the average recruiter is about $70 out of pocket every year.

Note some of these would only be active for one month or a day, but it really paints to picture.

Especially when you consider some people are earning over $1 million a year!

That really means the vast majority of consultants would be losing money!

#2 MLM’s Are Encouraged To Recruit To Make Good Money


This is just a given for MLM programs.

If you don’t like selling things that you aren’t sure works or not, then this gig isn’t for you.

To make a full-time income from this you will HAVE to recruit people.

The thing is you’ll need to recruit people before you have any proof the MLM program is any good or works for yourself.

#3 Negative Ariix Reviews


There are a lot of negative reviews for ARIIX online.

Here are some of the common themes people complain about…

Ariix Review
Only a few people benefitting from the company

Ariix Review
Complaints about owners or other recruiters

It doesn’t leave a good representation of a company when you see numerous reviews with “terrible owners” or “ARIIX is a pyramid scheme” and the likes.

#4 Saturated Market


Here are a few other health and wellness MLM programs I have reviewed before:

Health Products

These are by no means the only health and wellness companies either.

There is a lot of competition in people trying to sell similar products.

Without some unique selling point or a better price, there is really no way to stand out in this crowded market.

#5 Expensive Cost To Stay Active


This is probably the biggest concern for me.

There’s no way you should have to fork out $148 a month to stay active in ANY company.

I trawled their website for products and the cheapest 100PV I could find cost $154.

I’m sure there’s something you can buy for $148 as explained in the compensation plan (remember they do have a lot of products).

Related content:

My Opinion – ARIIX


It doesn’t stand out compared to other health and wellness products and it costs too much to join and stay active.

Yeah sure, you could probably sell a couple of shampoos to your Mom and your best mate.

But if you really want to make serious money from the company you are going to have to try and recruit them.

Chances are, they will resent you for it.

If you want to make any MLM work, then realistically you need to learn how to market online.

That way the magic internet can sell for you 24/7/365.

Is There An Alternative?


It wasn’t that long ago that I was still trying to figure out how it’s possible for people to make money online.

I wanted to find a passive income system that ticked a few boxes:

  1. I could work on part-time when I wanted (I was still in a full-time job)
  2. Therefore I needed it to not cost a fortune to start and maintain
  3. Didn’t need me to sell stuff to my friends and family

It was in September 2018 that I found Wealthy Affiliate.

In September 2019 I quit my full-time job.

The best thing about it is:

  • It’s free to start (no credit card details are required)
  • You are taught how to get qualified traffic brought to you for free (just think about how you found this review… there was no money or time spent from me promoting this!)
  • There’s support from hundreds of thousands of other online marketers
  • You don’t need ANY technical skills to start

If you really wanted to be an ARIIX recruiter, the training you learn here would actually help you… massively… and that’s how you get to be in the 1% of MLM recruits who actually do make serious money!

When you try out this program you will see why so many people recommend it.

ARIIX Review: The “MakeTimeOnline” Final Word


So is ARIIX a scam?

Absolutely not.

Is it an easy way to quit your job and work from home?

No.

To be successful with an MLM program you are going to need to learn how to use online marketing to help you.

Keep changing for the better,

Mike

Join 1.5 Million People

Using the proven 4-step system to make passive income online

 

 
 
 

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