What are Kennedy Accounts? Scam or Wall Street’s Best Kept Secret [Honest Review]

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Kennedy Accounts Review

You probably agree that most people would love to grow $500 into $1 million.

It just so happens that Kennedy Accounts claims it can do this for you. By investing smartly and avoiding fees this dream could become a reality. 

This Kennedy Accounts review (with video) will expose the truth behind the program and show you a way that anyone can legitimately start earning money online to free up their time.

Kennedy Accounts – The Overview and Rankings

  • Name: Kennedy Accounts (Total Wealth Insider aka TWI)
  • Owners: Banyan Hill/ Agora Financial/ Jeff Yastine (5 out of 100)
  • Website URL: kennedyaccounts.com
  • Training: 35 out of 100
  • Success Stories: 30 out of 100
  • Price: $47 Standard/ $97 Premium/ $129 Deluxe (for a year of TWI)… or a sneaky $19 (6 months of Total Wealth Insider)… all renew for $97 a year automatically!
  • Maketimeonline.com Rating: 23 out of 100

Pros and Cons


  • Provides some sound investment advice about how to avoid paying high broker fees
  • You will receive some stock suggestions that pay good dividends and reinvest automatically (growing your portfolio)


  • Black hat sales methods
  • Automatic renewal meaning you could pay more than the initial payment 
  • Information overload and not a clear strategy
  • Banyan Hill (part of Agora) has a poor rating online

What are Kennedy Accounts?

As you study this review in detail you will learn how President John F. Kennedy has created an awesome investment opportunity for anyone to benefit from. 

John F. Kennedy

A lot of people credit President Kennedy:

  • Averting nuclear war
  • Advancement of civil rights
  • Put humans on the moon
  • Economic reforms (slash taxes)

However, no one gives him credit for one of the most lucrative investment strategies in history. 

Yet this program played a strong role in generating the Kennedy’s fortune to over $1 billion.

Other people have also claimed to have benefitted hugely from this program. Such as…

  • Bill and Hillary Clinton
  • Warren Buffet
  • Bill Gates

And if you sign up by the end of this month you could turn $500 into $1.19 million!

Well, this is the sales pitch you will get sold anyway. 

If you’re like me you are starting to think…

So What are Kennedy Accounts Really?

In reality, Kennedy Accounts are Direct Stock Purchase Plan (DSPP) investments.

These are stocks that an investor can purchase directly from a company rather than through a broker.

Jeff explains this in this Banyan Hill Publishing video.

As you can see it is more specifically investing for dividends in certain companies (Dividend reinvestment plans or DRIPs)

So the advantage of buying these stocks are:

  1. You won’t pay the broker a fee
  2. You reinvest and dividend gains back into the company to grow your portfolio faster

Are you beginning to notice that there is no such thing as Kennedy Accounts? It is actually just a sales program to get you to invest in the Total Wealth Insider newsletter that Jeff Yastine writes. 

The big selling point to the Total Wealth Insider newsletter is:

  • Jeff will give you his top 5 Dividend reinvestment stocks available today.

Why Have I Never Heard of Kennedy Accounts?

Here’s what Jeff will tell you…

Kennedy Accounts Review

“Wall Street influenced the government to ensure that companies that offered these “plans” were never allowed to advertise them.”

In reality, the reason you have never heard of them is that the name doesn’t exist!

I’m not kidding! 

As you continue to read this Kennedy Accounts review you will notice that Jeff has just made this term up. They are simply referring to DSPP or DRIP investments, which people have heard of.

Is “Kennedy Accounts” a Scam?

There are two main ways an online course can be a scam:

  1. Take your money and run off into the sunset, never to be heard from again
  2. Provide some information but it doesn’t live up to their promises

I wouldn’t personally call the Kennedy Accounts a scam but they certainly are going to struggle to live up to turn $500 into $1 million.

Just to be fully transparent with you, I have not purchased this program myself and I do not endorse it in any way.

I have researched the website, testimonials and information on the Internet to get to the bottom of what this program genuinely does. This is because I have been burnt from programs just like this in the past and I want to prevent others from making the same mistakes (such as the “Real Wealth Report” from Banyan Hill). If you’d like to learn more “Ways to Spot an Online Marketing Scam” then click the highlighted text.

Related content:

Kennedy Accounts Red Flags

So even though I don’t think this program is technically a scam as it will provide you with some valuable information, it definitely does have some red flags that everyone should be aware of.

Key Terms:

  • Black Hat Methods – Using lies and unethical methods to make someone buy something
  • White Hat Methods – Being honest and genuine to help people make informed decisions about purchases
  • Red Flag – A warning sign

#1 Automatic Renewal of $97

I got stung with this one… twice (don’t tell my wife!)

So when I was a member of the “Real Wealth Report” by Banyan Hill I completely forgot to cancel the membership. 

I received regular emails and “Wealth Reports” that I thought was kind of useful. I enjoyed having a bit of a “punt” in the stock market at the time and I had some “loose change” that I figured I could use the “inside information” to put on the more risky stuff. 

Real Wealth Report

The thing was my £2,000 portfolio had halved (my own fault… I chose the high-risk stuff) and the advice they gave was so spread that it was really hard to know exactly what to do. 

And then I got charged for another year…

So I figured I’d try it out for one more year.


You guessed it. 

I forgot again. 

When I called to cancel I spoke to about 6 different people before a woman with attitude cancelled my subscription… oh and unfortunately she could not refund that payment I just made. 

#2 Limited Spaces Available

This is a scarcity tactic… and a lie.

It is used all over the Internet to pressure people into buying.

Kennedy Accounts Review

There will certainly be more than 1,000 spots available at this price so do not let this force you into buying. It’s to make it seem like you need to hurry.

#3 There is No Such Thing as Kennedy Accounts

After a bit of digging (thanks Google!), it’s possible to find that these “Kennedy Accounts” are filed under IRS Code 852.

As you can read in the IRS document, there is no mention of “Kennedy Accounts” at any point. 

IRS code

It’s basically just a tax loophole that has been exploited and Banyan Hill (or Jeff Yastine) has given it the “catchy name”… Kennedy Accounts.  

#4 Low BBB Rating for Banyan Hill & Agora

Agora Financial has terrible reviews and over 300 complaints…

Agora Financial BBB Rating

Banyan Hill, which is part of Agora doesn’t do much better.

Banyan Hill BBB

The ranking is a mere 2 out of 5 stars and there have been 30 complaints in the last 12 months.

My Opinion – Kennedy Accounts

As you’re still here I’m guessing you’d like to hear my opinion?

It’s not worth the money. 


Are you beginning to realise from this Kennedy Accounts review that you will basically be taking advice from one guy? And as Tony Robbins says in his book Unshakeable… nobody knows what the market will do. 

The best way to invest in the stock market over the long haul is with index funds. Read more about some of the stats and reasons for this here (with a 20-minute podcast for FREE)

The best brokers and mutual funds will have poor runs just like the stock market.

If you are happy taking advice from someone then just Google it to find someone to take advice from…

For example, Money Morning gives their 5 top dividend stocks to invest in 2019. 

Here’s the truth:

You can find this sort of information (arguably better information) out for free or for a fraction of the price in a book.

As you continue to read this Kennedy Accounts review you will discover that it’s possible to make money online to free up your time. There is a proven 4-step process that thousands of people over the world are using to replace their full-time income.

An Evergreen Strategy That Brings You The Money

It wasn’t that long ago that I was still trying to figure out how it’s possible for people to make money online.

The biggest issue I found was that most systems either required a load of time, money or for you to sell to all your friends and family. I wanted to find a passive system that had a few things:

  1. I could work on when I wanted (I was still in a full-time job)
  2. Didn’t cost a fortune to start and maintain
  3. Didn’t need me to sell stuff to my friends and family

It was in September 2018 that I found the system that I still use today to make a passive income stream. In September 2019 I quit my full-time job.

The best thing about it is:

  • It’s free to start
  • Customers are brought to you that are already interested (just think about how you found this review… there was no money or time spent from me promoting this!)
  • You get me as a personal coach to help you on your journey

When you try out this program you will see why so many people recommend it.

No credit card details required

Kennedy Accounts Review: The “MakeTimeOnline” Final Word

So what are Kennedy Accounts?

The answer is a few recommendations of dividend stocks to invest in. Kennedy Accounts do not exist.

If you’re interested in living life on your own terms to:

  • Have extra spending money each month
  • Travel the world full time
  • Spend more time with your family
  • Do what you want each day

Then there are real people doing this by earning more than their full-time income online. 

And once you try the program for free you will see why so many people recommend it to their friends. 

Keep changing for the better,


P.S. Wouldn’t it be amazing if you could making money online to free up your time? You can fast track your results with the email course below and learn more about my #1 recommended program

About the Author Mike Beatty

Mike has built a passive income online whilst working as a full-time PE teacher without any marketing or technical experience. Learn more about how he's done it here.

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