April 13, 2021

Four Percent Challenge Review: Scam or Legit Group to Make $10k+?

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In the spirit of full transparency, know that this Four Percent Challenge review contains affiliate links. This means if you make a purchase through these links, I may receive a small commission at no extra cost to you. Click here to read my full disclosure policy.

Four Percent Challenge review

You have probably seen the Four Percent Challenge advertised and you may have sat through the 2-hour webinar already.

Most people think it’s super hard to start making money online and have no idea where to start. The Four Percent Challenge promises to be the solution helping you get to $10,000 then $100,000 and even $1 million.

This honest Four Percent Challenge review, with inside videos, will show you the truth about the program from an unbiased point of view.

Four Percent Challenge Review- The Overview and Rankings

  • Name: Four Percent
  • Owners: Vitaliy (Vick) Strizheus (50 out of 100)
  • Website URL: fourpercent.com
  • Type: Affiliate Marketing Training and Sale Funnel
  • Training: 60 out of 100
  • Success Stories: 35 out of 100
  • Price: $197/ month (+ hidden costs of over $200/ month)
  • Maketimeonline.com Rating: 48 out of 100

Four Percent Challenge Pros and Cons


  • Step by step training useful for beginners
  • Legit business model and method of making money online
  • No additional upsells
  • Positive reviews from trustpilot.com
  • 30-day money-back guarantee


  • Additional costs add up to be a lot more than $49/ month
  • Focus on paid traffic
  • Steep learning curve
  • Lessons get unlocked as you go
  • Vick has a background of running scams

What does Four Percent Challenge do?

The Four Percent Challenge promises to help you to make money online with affiliate marketing.

It says it will show you how to create a sales funnel and how to get qualified traffic into your funnel.

The short video below shows some of the founder, Vick’s, values with real people’s opinion about the Four Percent Challenge.

When you sign up for the Four Percent Challenge you will find the homepage that looks like this…

Four Percent Challenge Homescreen

But note that there are a lot of other courses out there that are very similar to this, such as:

So let’s dig in a bit deeper and find out…

What’s Inside The Four Percent Challenge?

Before you buy any online course it’s always a good idea to check YouTube and see if anyone has an “inside the program” video.

Check out this short 2 minute inside look to the Four Percent Challenge…

You only need to watch from 3:30-5:30 to see inside

So what do you actually get inside?

There is a 7 step action plan for you to follow to start making money from affiliate marketing:

  1. New Member Orientation (Details, Strategy, Plan)
  2. Quick Setup & Activating Multiple Streams of Income
  3. Funnel Setup
  4. Power Base Activation
  5. Plant Your Flag
  6. The Miracles of Live Events
  7. Operation $100K

Steps 2 & 3 are where you will need to purchase the 8 tools recommended by Vick:

  • Tecademics (Internet Marketing College)
  • ClickFunnels (Sales Funnel Builder)
  • LeadPages (Page Builder)
  • Click Magick (Tracking Tool)
  • GetResponse (Autoresponder)
  • AWeber (Autoresponder)
  • Udimi (Solo Ads)
  • NameCheap (Website Domain Name)

Once you get these tools the real work will begin. However, it’s not really made clear that you will also need to purchase these tools before you start.

Now, I can almost hear your mind saying…

Monthly Costs

Aside from the initial costs, you also have to spend monthly for other tools such as:

  • ClickFunnels- $97 a month- (totally not needed until you have created your own product or have your own business up and running- you can use Elementor & Mailchimp for free if you want to test a Funnel)
  • Keysearch- $17-$34 a month (keyword research tool)
  • Hosting and domain (Bluehost is known for the highest affiliate payout. It seems cheap for your first year but then it’s $100+ a year- and it has pretty poor support and is very slow. I’d recommend Namecheap or Siteground any day before this.)
  • Getresponse – $15+ a month (Email autoresponder)
  • Ads – $100+ a month (otherwise they are a waste of time… and money… and they are VERY hard to make work for affiliate products any more!)

Not many people know that they need to continuously spend money on these for them to fully utilize the course.

And the techniques being taught are getting harder, especially that the market is already saturated…

Is The Four Percent Challenge a Scam?

There are two main ways an online course can be a scam:

  1. Take your money and run off into the sunset, never to be heard from again
  2. Provide some information but it doesn’t live up to their promises

Therefore, the Four Percent Challenge is not a scam. It clearly provides you with the training and tools to make money from affiliate marketing.

But as you continue to read this Four Percent Challenge review, you will start to wonder whether this is the best way to learn about affiliate marketing if you are new to it.

Ready to make passive income online?

Hey, I’m Mike.

I created a passive income online within a year. I had no marketing skills or online experience when I started. 

Mike Beatty

Four Percent Challenge: The Good

Here are some of the things I like about Four Percent Challenge…

#1 Step By Step Training

This is an absolute must for beginners learning anything.

It obviously doesn’t mean everyone will follow it to the T but when you are learning about something new, it’s great to have an exact process to follow with small action points to take each time.

Four Percent Challenge step by step training

There are over 30 “success pills” for you to take.

And it’s recommended to only take one a day so you don’t get overwhelmed.

#2 Legit Business Model

Affiliate marketing is a legit business model.

Many people have had great success from it as you are about to find out in this Four Percent Challenge review.

Here is the overly simplified model…

WA Affiliate Marketing 4 step Process

If you’re like me then you’re probably sceptical about anything that you don’t know works for yourself.

So check out my chat with Jeff and Ben who make over $240k/ month from affiliate marketing (they achieved this in 3 years knowing nothing about it when they started).

#3 No Upsells

This is always a great sign.

The price you see is the price you pay for the Four Percent Challenge forever.

They won’t suddenly chuck in another product that you need to buy to succeed.

However, as you’re about to find out in this Four Percent Challenge review, this is not the only tool you need to purchase.

#4 Positive Reviews

Trust Pilot has 98% positive reviews for Four Percent (this has many other programs other than the challenge) with an average of 4.8 out of 5 stars from over 600 reviews.

Four Percent Challenge review

It’s important to take this with a pinch of salt as so many of the reviews are from people that have only just signed up.

They have no track record and are complete newbies.

My guess is it’s one of the training requirements as new members go through the course to leave a review on Trust Pilot.

#5 30 Day Money Back Guarantee

For peace of mind!

At least you get the chance to try the program for 30 days then decide if it is for you or not.

This is a great signal from any online course as they are clearly confident in their product.

Four Percent Challenge: The Not So Good

Here are some of the bad parts of the Four Percent Challenge that you should be aware of before diving in…

#1 Additional Costs- Over $185 a month

So in addition to the $197 you need to pay for the course you are recommended to join 8 more tools…

  • Tecademics: It used to cost up to $12,000 but currently this product is not available
  • ClickFunnels: $97/month
  • LeadPages: $37/month
  • Click Magick: $17/month
  • GetResponse: $15/month
  • AWeber: $19/month
  • Udimi: Varies depending on your solo ad costs but can easily be $200+/ month
  • NameCheap: $10+/year

You’re looking at another $185/ month minimum for the additional costs!

Click funnels

When you dig into the Trust Pilot reviews you can find some more honest ones from people that have tried the program for a while.

The review below shows that this is clearly a pain point for real members, with this guy already spending $660 with nothing to show for it.

Four Percent Challenge review

With this information up front you can make a more informed decision.

#2 Focus on Paid Traffic

Here’s the truth…

Paid traffic works and can scale your profits quickly…

However, you NEED a sales funnel that converts before you use it.

Four Percent Challenge review

As you can see from the screenshot and review above, members are taught how to use paid traffic early on.

This is a terrible idea with new members as they are only going to throw money away to get a handful of leads and get nothing back.

It’s not uncommon for people to end up using credit cards to chase lost money, racking up piles of debt.

Any newbie should be taught how to get free traffic to test their sales funnel before scaling with paid traffic.

#3 Steep Learning Curve

Each platform has a learning curve…

And there are a lot of platforms and tools you are recommended to use!

It’s not as simple as just paying $97 a month for clickfunnels and then sitting back to watch the money roll in.

You need to use it regularly, fail, try some more and tweak your funnels to get them working.

And you are recommended to do this on 8 platforms all at the same time.

If you are not a super quick learner (and even if you are) you may end up overwhelmed and confused.

#4 Lessons Are Locked

For beginners, this could be seen as a good thing to prevent overwhelm.

Four Percent Challenge Locked training
Four Percent Challenge Locked
Four Percent Challenge review

However, people learn at different speeds. Everyone will be at a different stage of their affiliate marketing journey.

So it makes no sense for online programs to do this.

As you can see in the review above, people can be left frustrated by having to wait a few days to receive training they have paid for.

#5 Vick’s History… He Was Almost Sent to Jail!

This is quite a long story and personally I believe Vick tries to help people these days.

However, he was caught up in a scandal in previous online programs (aka scams) that stole other people’s affiliate commission and fraudulently took people’s “insurance policy” as a loan.

Watch this 90-second news story

I’d like to believe he is a changed man. But it’s a major red flag for it to have got as far in the court process as it did!

#6 Pyramid Scheme Signals

First of all, the Four Percent Challenge highly recommends numerous tools as you’ve already read in this Four Percent Challenge review.

It’s no surprise that each of these earns Vick affiliate commission.

Nothing too wrong with this so far but…

You are given a “done for you sales funnel” to promote The Four Percent Challenge.

Again not a huge amount wrong with that.

Now, you can use the lessons to promote anything you want, but you’re really pushed to promote The Four Percent Challenge more than anything else. As in you won’t be given a done for you sales funnel to promote any other program!

Pyramid Scheme

There is no product they are selling or offering other than the training (which really promotes The Four Percent Challenge!)

It’s not an outright pyramid scheme as you can use these skills to promote anything you like so the training could be viewed as the product.

But it’s certainly important to be aware of this!

Ready to make passive income online?

I’ve created a growing passive income online with no marketing skills or online experience… 

I’ve made a special video for you to explain exactly how I did this.

Make Time Online Income

My Opinion – Four Percent Challenge

There is a lot of legit training and knowledge you can learn from the Four Percent Challenge.

It’s really aimed at new affiliate marketers but in my opinion, newbies should avoid this like the plague.

There is too much to learn and will definitely leave a large hole in your pocket before you start making any money.

Simply put… it’s not worth the money!

In 2018 I had no idea what affiliate marketing was. 

Once I learnt about it, it just seemed like a great business model that can grow over time using the power of the internet. 

So I tried to figure it out by myself… that got me nowhere fast.

Then I fell for some terrible online scams. 

But eventually, I found Wealthy Affiliate. It teaches long-term proven strategies to build an online business with all the tools & support needed. 

And this happened…

Make Time Online Income

Once you learn the process of getting thousands of people to find your website every month (for free) there really is not limit to what you can achieve online. 

I’ve reviewed hundreds of courses or programs that claim to help people make money online. And I’ve spoken to dozens of 6-7 figure online entrepreneurs on my podcast.

This is by far the best place I’ve seen to help beginners get set up on the right foot. You can read my full Wealthy Affiliate review here (including the pros and cons!) 

Or you can watch an insiders video I made that explains exactly how it works here.  

Mike PE teacher to Passive Income Online

About the Author

Mike Beatty has built a passive income online whilst working as a full-time PE teacher without any marketing or technical experience. Learn more about how he's done it here.

Mike Beatty

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  1. Hey thank you for the awesome review!  Four Percent Challenge seems like it would be a good thing for a few people, but definitely not all people, and I think I am one of those people.  One of my major problems with it, though not the only one, is the fact that there are hidden costs to it.  I would prefer transparency if I invest in a business that is suppose to help me.  I also do not like the whole learning curve.   I’m a little slow to learn things sometimes, and so something like this is just simply not for me!  Thank you!

    1. Yep, that’s a big one for me too Jessie! The upfront transparency is so important. It’s fine to pay a few hundred dollars for a course as long as you are aware of the costs BEFORE diving in!

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